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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Highly recommend!

I have been a customer for around 5 years at this point and Atom has always offered a competitive savings rate and is a wonderfully easy banking app to use. I would wholeheartedly recommend Atom for as long as they still offer competitive rates. The fact they calculate interest daily and pay monthly is a point of difference that I really value too. Reviewed on: 13th March 2025

Easy banking

Good saving accounts , easy to bank with. Reviewed on: 13th March 2025

Easy to use and excellent saving rates

Very easy to use and the savings rate of interest is excellent. Reviewed on: 13th March 2025

Used the app to sort some money out very easy to use...

Used the app to sort some money out very easy to use and receiving interest more that any high street bank very happy Reviewed on: 13th March 2025

Good easy service very clear what your getting.

Good easy service very clear what your getting. Reviewed on: 13th March 2025

Very easy bank to use with very good rates.

Very easy bank to use with very good rates. Reviewed on: 13th March 2025

hassle free banking

I have had a hassle free experience with Atom Bank, plus I was quite satisfied with the interest rates. Reviewed on: 13th March 2025

Great fixed rates.

I have received great fixed rates since I joined Atom a couple of years ago. The app & processes are easy to comprehend. Very good communication via app. Reviewed on: 13th March 2025

Easy to open - great app - competitive ...

Easy to open - great app - competitive Rates Reviewed on: 13th March 2025

The most user friendly banking app I have come across

The most user friendly banking app I have come across Reviewed on: 13th March 2025

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