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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Straightforward great app.

Easy app straightforward choice of services Reviewed on: 13th March 2025

A modern bank account.

Setting up the account was very quick. The security levels were more advanced than any other bank account I have. Impressive to do both of those things at the same time. Lots of contact about interest payments and rate changes. Statements are ridiculously easy to get and download or email. Reviewed on: 13th March 2025

Good range of products, competitive rates

Good range of products, competitive rates Reviewed on: 13th March 2025

Always great experience from the staff at Atom

Always great experience from the staff at Atom Reviewed on: 13th March 2025

Top draw

Calls are answered swiftly and staff aim to do there best for you Reviewed on: 13th March 2025

Easy to use app.

Easy to use app. It’s great to be able to do everything on your phone with good security. Reviewed on: 13th March 2025

AN excellent banking app and most reliable

I have been using Atom for few years with their fixed deposit and the app is so easy to use and every time I had any queries or issues, the staff will deal with it immediately. They are very professional and give the utmost best customer services. Very reliable and excellent on line bank even to a novice like me who fumbles with technology. I can always trust Atom and will continue to use this platform as the saving rates are usually one of the best too. Reviewed on: 13th March 2025

Easiest online bank to use.

Easiest online bank to use. Every transaction is so simple. Reviewed on: 13th March 2025

Excellent rates

Excellent rates for short, medium and long term savings. The best technical bank in their technology I have EVER used. It is clear to me that they are very much fore runners in the banking industry. Everything is succinct, easy to understand and deposits take seconds to show in accounts whilst competitors can take 24 hours. Very hard to fault hence my FIVE star review. Reviewed on: 13th March 2025

Very informative, easy to use app.

The Atom app is so easy to use, the interest rates are competitive and communication is excellent. Easy to resolve any queries and choice of new products is good. Reviewed on: 13th March 2025

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