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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Good rates and good service

Always pleased with service provided by Atom Bank and with the good interest rates. Reviewed on: 13th March 2025

All very easy to use and the montly income is great...

All very easy to use and the montly income is great to have when retired. Reviewed on: 13th March 2025

Been with Atom for several years and always received...

Been with Atom for several years and always received a good interest rate compared with other establishments. Always been easy to open anther fixed rate account when my existing one becomes close to maturing. Reviewed on: 13th March 2025

Money Modern

I love the way money is transferred so speedily when requested. It’s also simple to check my account Reviewed on: 13th March 2025

Really great user experience, simple to open the acc...

Really great user experience, simple to open the account, brilliant interest rate. The app is also very intuitive Reviewed on: 13th March 2025

Best bank in England I’m always loyal to Atom.

Best bank in England I’m always loyal to Atom. Reviewed on: 13th March 2025

Total hassle free banking and saving

Total hassle free banking and saving Reviewed on: 13th March 2025

Interest rates have been competitive

Interest rates have been competitive in the past, so I have chosen fixed-term products of varying durations. Some turned out to be less good in the long run, but that's always the risk you take when fixing. Reviewed on: 13th March 2025

Very clear and straightforward

It was easy to open an account, the app is very easy to use and the very straightforward. The interest rates are also very good. Reviewed on: 13th March 2025

Highly recommend Atom

On the rare occasions when I have needed to speak to Atom customer support I have always found them to be helpful and professional. Reviewed on: 13th March 2025

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