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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Superb Banking App.

5
Excellent Banking App easy to follow like the ID on this site too by facial recognition, voice or passcode.good interest rates too Reviewed on: 13th March 2025

Super easy app use such a refreshing change.

5
Super easy app to use makes such a refreshing change. good interest rates on easy access savings. Reviewed on: 13th March 2025

Can't recommend highly enoughSimple and safe website

5
Can't recommend highly enoughSimple and safe website Reviewed on: 13th March 2025

it was extremely simple for me to set up a savings a...

4
it was extremely simple for me to set up a savings account. They have a nice intuitive app and quick helpful customer service. I was drawn in by their competitive savings rate on a fixed account. I like that you can browse their products in app. Reviewed on: 13th March 2025

My first time investment was seamless.

5
My first time investment was seamless. Interest rate was competitive and interest paid on time. Reviewed on: 13th March 2025

Atom Bank

5
From the moment I discovered Atom Bank to getting an account, the process was simple and straightforward. Using the App makes everything quick and easy Reviewed on: 13th March 2025

Super cool investing vehicle that is easy to use.

4
Super cool investing vehicle that is easy to use. Reviewed on: 13th March 2025

Very efficient service.

5
Very efficient service. Easy to open accounts, add and withdraw money and competitive interest rates. Reviewed on: 13th March 2025

Easy to use website & great choice of accounts with...

5
Easy to use website & great choice of accounts with good interest rates. Reviewed on: 13th March 2025

Great products easy to use app and haven’t had any i...

5
Great products easy to use app and haven’t had any issues. Excellent interest rates too Reviewed on: 13th March 2025

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