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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Excellent customer service.

This is a genuine review as I chose this bank because you gave a very good interest rate. I am not confident about using the Internet so I was in touch with your customer services regularly and they could not have been more helpful. I now find it very easy to transfer my money from one account to the other, withdraw when I need to or deposit when I want to. Reviewed on: 13th March 2025

Atom are just t brilliant money

Just brilliant moves money to a new account after using you last year and it was easy to do Reviewed on: 13th March 2025

Excellent website and good interest rates

Excellent website and good interest rates Reviewed on: 13th March 2025

Easy to open accounts on line and easy to use- good...

Easy to open accounts on line and easy to use- good products with good interest rates Reviewed on: 13th March 2025

I like the instant access when funds are transferred...

I like the instant access when funds are transferred in and out. I have already recommended Atom to a family member who also has an account now. Reviewed on: 13th March 2025

Amazing App

Amazing App, what more can you say? Not ever had to use customer service so can't comment there, but interest rates are decent. Reviewed on: 13th March 2025

Legendary banking experience

Easy uncomplicated to open account smooth to operate software that works perfectly the very best that banking has to offer. Reviewed on: 13th March 2025

The atom bank app is very good and easy to use and i...

The atom bank app is very good and easy to use and in the past when I have contacted their customer services they have always been very helpful. Their interest rates are very competitive. Reviewed on: 13th March 2025

Banking made easy

Opening an Atom account and subsequent transfers of money in and out have been quick and trouble-free via the App. Interest rates are competitive and account options are flexible depending on your needs. What's not to like! Reviewed on: 13th March 2025

Very easy to use app.

Very easy to use app. Fast telephone answering. Very good interest rates. A solid and professional organisation. Reviewed on: 13th March 2025

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