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Atom Bank: Savings reviews

4.92
Based on 5,004 reviews, last reviewed 4th Mar 2026
18550% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The app is fantastic, clear and easy to use. The app is fantastic, clear and easy to use. Payment transfers take seconds to land in the payees account. Interest rates consistently higher than mos... Read more Reviewed on: 4th March 2026
L T's avatar
L T

Latest lowest rating:

1

Circumstances changed, couldn't withdraw fixed rate... Circumstances changed, couldn't withdraw fixed rate account even though I said I would be prepared to incur a small fee, not helpful at all, not impre... Read more Reviewed on: 4th March 2026
Geana B's avatar
Geana B

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5004)

Review of the Atom Bank, Savings:

Fantastic experience

5
Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025

excellent bank for savings account 10/10 would recco...

5
excellent bank for savings account 10/10 would reccomend Reviewed on: 10th February 2026

easy to set up and app is user friendly

5
Savings account was easy to set up and the app is very easy and clear to go through. I occasionally get emails giving updates about my account. Reviewed on: 10th February 2026

Easy to set up accounts.

5
Easy to set up accounts. Clear on screen information in the app on how the account is performing love it thx Reviewed on: 10th February 2026

A very efficient and easy to manage service.

5
A very efficient and easy to manage service. Reviewed on: 10th February 2026

All savings accounts are easy to set up and transfer...

5
All savings accounts are easy to set up and transfer between .better rates than the big banks Reviewed on: 24th January 2026

Excellent Bank.

5
Only had to use customer service once and it was very good, the point being that Atom hasn't raised any problems, the onetime was a mistake by myself. I have used many of their accounts and have found them very competitive. Transfers in and out are handled quickly. Reviewed on: 23rd January 2026

Top ratings for ATOM.

5
Website easy to navigate. Shows everything at your fingertips. Great interest rates. Keep going back for more. Reviewed on: 23rd January 2026

Very easy to use Friendly customer service

5
Very easy to use Friendly customer service Reviewed on: 22nd January 2026

Easy app with good rates

5
I really liked the ease of this app. The savings rate was market leading. Customer service great. Reviewed on: 22nd January 2026

App provides info on projected interest

4
I opened a fixed saver via the Atom Bank app and thought it was excellent. Super quick and easy. I really like the timeline and the calculated interest is a really great feature that few apps or accounts have. I really appreciate this feature I can track my tax liability which is important to me. Reviewed on: 22nd January 2026

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