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Atom Bank: Savings reviews

Name: Savings
Rating: 4.92 (4895 reviews)

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4.92

Based on 4,895 reviews, last reviewed 4th Mar 2026

13600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Generally good although the cash back deals are not... Generally good although the cash back deals are not as good as previously Reviewed on: 4th March 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4895)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Online portal

I have only needed to make transactions into my newly set up account and so far it has been a smooth online service. Reviewed on: 22nd April 2025

Great 1-year fixed rate savings account

Great 1-year fixed rate savings account Reviewed on: 22nd April 2025

Atom Account

Easy to set up and use , and customer services easy to access , and always helpful . Reviewed on: 22nd April 2025

Great banking experience, very straight forward

Great banking experience, very straight forward Reviewed on: 22nd April 2025

Highly recommend this user friendly, good value bank.

I've used multiple Atom bank products for short term and long term savings reasons. The app is excellent, the communication is brilliant and the rates are unbeatable. I really like the security features and I've recommended Atom bank to lots of friends. Reviewed on: 22nd April 2025

Great App. Easy to Use

The Atom app is so completely easy to use. It is straight forward and easy to open accounts, transfer money, see what accounts you have and how they are doing. Couldn't be happier with it Reviewed on: 22nd April 2025

Simple, Easy, Straightforward

Have used Atom multiple times over the last couple of years, they often have some of the best interest rates. The app is easy to use to open new accounts and manage existing ones. Reviewed on: 22nd April 2025

The app is just so easy to use.

The app is just so easy to use. Great institution. Reviewed on: 22nd April 2025

Atom Bank app is very easy to use.

Atom Bank app is very easy to use. I get plenty of notice of fixed rates ending and options are clear. Reviewed on: 22nd April 2025

I found Atom Bank easy to use

I found Atom Bank easy to deal with and I’m happy with the account I have with them. Great interest rate too. The app is also easy to use unlike some. Reviewed on: 22nd April 2025

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