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Atom Bank: Savings reviews

4.92
Based on 5,008 reviews, last reviewed 4th Mar 2026
18750% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Perfectly straightforward and easy to use. Perfectly straightforward and easy to use. Reviewed on: 4th March 2026
Margaret's avatar
Margaret

Latest lowest rating:

1

Circumstances changed, couldn't withdraw fixed rate... Circumstances changed, couldn't withdraw fixed rate account even though I said I would be prepared to incur a small fee, not helpful at all, not impre... Read more Reviewed on: 4th March 2026
Geana B's avatar
Geana B

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5008)

Review of the Atom Bank, Savings:

Fantastic experience

5
Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025

Top ratings for ATOM.

5
Website easy to navigate. Shows everything at your fingertips. Great interest rates. Keep going back for more. Reviewed on: 23rd January 2026

Very easy to use Friendly customer service

5
Very easy to use Friendly customer service Reviewed on: 22nd January 2026

Easy app with good rates

5
I really liked the ease of this app. The savings rate was market leading. Customer service great. Reviewed on: 22nd January 2026

App provides info on projected interest

4
I opened a fixed saver via the Atom Bank app and thought it was excellent. Super quick and easy. I really like the timeline and the calculated interest is a really great feature that few apps or accounts have. I really appreciate this feature I can track my tax liability which is important to me. Reviewed on: 22nd January 2026

Atom bank

5
I had a problem that Atom sorted out very quickly,they offer competitive savings rates with a very good app that’s easy to use. Reviewed on: 22nd January 2026

Easy to understand

5
No Problems at all easy to use and understand Reviewed on: 29th December 2025

Brilliant service.

5
Brilliant service. Very efficient. Would recommend without hesitation. Reviewed on: 14th October 2025

Good product offers fair returns

5
Good product offers fair returns Reviewed on: 5th September 2025

Atom Bank Review

5
Good bank. Good App. Easy to maneouvre Reviewed on: 30th June 2025

Great banking app with market leading interest rates.

5
The app is very good, simple to use and very secure. Their savings rates are always competitive and market leading. Reviewed on: 18th June 2025