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Atom Bank: Savings reviews

Name: Savings
Rating: 4.92 (4897 reviews)

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4.92

Based on 4,897 reviews, last reviewed 4th Mar 2026

13700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom bank Very easy to use, what more could you ask for! Reviewed on: 4th March 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4897)

Review of the Atom Bank, Savings:

online/ phone Easy to use service

I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Atom Bank app is very easy to use.

Atom Bank app is very easy to use. I get plenty of notice of fixed rates ending and options are clear. Reviewed on: 22nd April 2025

I found Atom Bank easy to use

I found Atom Bank easy to deal with and I’m happy with the account I have with them. Great interest rate too. The app is also easy to use unlike some. Reviewed on: 22nd April 2025

Good interest rate.

Good interest rate. Online app user friendly. No fave to face interaction so can only comment on the account opening ease of use on the app Reviewed on: 22nd April 2025

I've been saving with ATOM for many years.

I've been saving with ATOM for many years. Range of products and interest rates are what I was initially drawn to, coupled with a positive recommendation from the Martin Lewis TV programme. Customer service has always been great ! Reviewed on: 22nd April 2025

Easy to set up, save and understand your investment

Easy to set up, save and understand how your investment will work. Good range of saving options that are easy to understand. I've used Atom for the last two years and can't think of any drawbacks, so that is also a benefit. Reviewed on: 22nd April 2025

Simple and Consistent Interest

Clear layout and consistent interest rate Reviewed on: 22nd April 2025

Easy to open account and straight forward app.

Easy to open account and straight forward app. Competitive interest rates Reviewed on: 22nd April 2025

The app is super easy to use.

The app is super easy to use. The communication - both app and email - is clear and concise Reviewed on: 22nd April 2025

Friendly efficient call handlers.

Don't have to call them much but when I do it's always a friendly efficient person to answer my enquiries who picks up the phone. Reviewed on: 22nd April 2025

Easy to use App

Have used Atom for a number of years. Great App very easy to use. Reviewed on: 22nd April 2025

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