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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Atom Bank is a brilliant company to deal with

Atom Bank is a brilliant company to deal with as they offer top interest rates, a very user friendly app and if there is a need to telephone them, their customer service is top notch. Have banked with them for many years and shall continue when my fixed rate investment matures shortly. Reviewed on: 5th February 2025

A happy investor

I had both fixed term and instant access investments Reviewed on: 5th February 2025

Always ahead of the others.

Always ahead of the others. 2 year fixed rate offered before interest rates started to fall. Perfect for a retired person to safely earn extra income. Reviewed on: 5th February 2025

Great app and excellent customer service.

Great app and excellent customer service. Should do more competitions and better rates for the long term customers Reviewed on: 5th February 2025

Excellent rates and one of the few banks that will e...

Excellent rates and one of the few banks that will enable me to have my interest paid away monthly. The App is great- not only very colourful but reliable and so easy to use. Reviewed on: 5th February 2025

Great App, very easy to use.

Great App, very easy to use. Excellent rates of interest. Reviewed on: 5th February 2025

Great customer service.

Great customer service. Had an issue and they responded straight away on live chat and got the issue fixed right away. Used several of their accounts and all have been perfect. Reviewed on: 5th February 2025

Easy to use and competitive rates

Easy to use and competitive rates Reviewed on: 5th February 2025

Works well and gives me good control of my savings

Works well and gives me good control of my savings Reviewed on: 5th February 2025

Competitive rates,straightforward investing process.

Competitive rates,straightforward investing process.The app is way to use, with high levels of security. Reviewed on: 5th February 2025

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