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Atom Bank: Savings reviews

4.91
Based on 5,194 reviews, last reviewed 9th Apr 2026
27300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026
JamTomorrow's avatar
JamTomorrow

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Great and user friendly

5
Very easy app to use and very user friendly. Would recommend this app and bank to all friends and family. Reviewed on: 5th February 2025

Excellent Bank.

5
Very east to move about the app, decent interest rates. Reviewed on: 5th February 2025

Great app excellent customer service with top rates.

5
Great app excellent customer service with top rates. Reviewed on: 5th February 2025

A flawless experience

5
A flawless experience. From the application to the day-to-day use of the Atom app, my experience so far has been truly great. So far, I have only opened an instant saver with Atom but I’d absolutely keep them in mind for any future products I may need. The app is so easy to use and the one time I have needed to contact customer services they responded quickly and resolved my issue easily. Can’t recommend them enough. Also nice to support a bank from my local area! Reviewed on: 5th February 2025

Easy Peasy!

5
It's just easy to use the app! And interest rates are better than most high street banks. Reviewed on: 5th February 2025

App works well.

4
App works well. easy to transfer in and out. Reviewed on: 5th February 2025

Generally good

4
Generally good from start to finish. Reviewed on: 5th February 2025

Amazing App Built for tomorrow's Savers!

5
Amazing App, so easy to use, great products with excellent flexibility to pick the right product at the right time. Reviewed on: 5th February 2025

Easy to use, fast and friendly.

5
Easy to use, fast and friendly. Competitive rates. Listen to customers Reviewed on: 5th February 2025

Very transparent & easy to use app with great saving...

5
Very transparent & easy to use app with great savings rates Reviewed on: 5th February 2025

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