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Atom Bank: Savings reviews

Name: Savings
Rating: 4.92 (5001 reviews)

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4.92

Based on 5,001 reviews, last reviewed 4th Mar 2026

18400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Been saving with atom for a few years and never had... Been saving with atom for a few years and never had any problems. Good advice when your year is up and the interest rate is always good. Reviewed on: 4th March 2026

Latest lowest rating:

1

Circumstances changed, couldn't withdraw fixed rate... Circumstances changed, couldn't withdraw fixed rate account even though I said I would be prepared to incur a small fee, not helpful at all, not impre... Read more Reviewed on: 4th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5001)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Tge interest rates are superb an the app is so easy...

Tge interest rates are superb an the app is so easy to use. Reviewed on: 24th April 2025

Online ease.

I have fixed rates saving with Atom Bank, I do everything on line via the app which makes it very easy. Reviewed on: 24th April 2025

Easy to open and operate account with very competiti...

Easy to open and operate account with very competitive interest rates Reviewed on: 24th April 2025

Some of the verification features and customer suppo...

Some of the verification features and customer support need working on. But the process is fairly seamless! Reviewed on: 23rd April 2025

App is clear and simple

The app has been so clear and simple that I can’t recall ever contacting their customer support. Reviewed on: 23rd April 2025

Such an easy App to upload and use.

Such an easy App to upload and use. Very competitive interest rates. Recommended by MSE which helped me choose Atom Reviewed on: 23rd April 2025

Fast and efficient service with a great app which is...

Fast and efficient service with a great app which is easy to navigate Reviewed on: 23rd April 2025

Smooth smiles all round

I use Atom for an instant access savings account, the simple facial recognition access means no passwords to forget and linked current account helps smooth transfers without account number checks and fraud worries. A smooth running, intuitive app keeps money flowing and me smiling. Reviewed on: 23rd April 2025

Great interest rates and bank. .

Atom is incredibly user friendly. Great interest rates and service. Reviewed on: 23rd April 2025

Great Savings App

Great interest rates and the app is easy to use. Love the notifications when I pay money in. Reviewed on: 23rd April 2025

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