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Atom Bank: Savings reviews

4.91
Based on 5,208 reviews, last reviewed 19th Apr 2026
56100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026
Adrian G's avatar
Adrian G

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5208)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Generally good

4
Generally good from start to finish. Reviewed on: 5th February 2025

Amazing App Built for tomorrow's Savers!

5
Amazing App, so easy to use, great products with excellent flexibility to pick the right product at the right time. Reviewed on: 5th February 2025

Easy to use, fast and friendly.

5
Easy to use, fast and friendly. Competitive rates. Listen to customers Reviewed on: 5th February 2025

Very transparent & easy to use app with great saving...

5
Very transparent & easy to use app with great savings rates Reviewed on: 5th February 2025

This bank has Great savings rates!

5
This bank has Great savings rates! Reviewed on: 5th February 2025

Excellent Service

5
Excellent app. Very responsive service. Fair on interest rates and changes. Efficient transfers in and out of Starling account. Reviewed on: 5th February 2025

Great interest rates and easy saving facilities

5
Great interest rates and easy saving facilities Reviewed on: 5th February 2025

The Atom Bank App is very functional and provides ti...

5
The Atom Bank App is very functional and provides timely, accurate information whilst being easy to use. Reviewed on: 5th February 2025

Best savings account rates, easy to use, no issues s...

5
Best savings account rates, easy to use, no issues so far Reviewed on: 5th February 2025

Years with Atom and never a problem

5
Years with Atom and never a day have I had any concern, any worries, they are quietly ensuring my monies work for me and make it effortless to use them. Reviewed on: 5th February 2025

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