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Atom Bank: Savings reviews

4.91
Based on 5,208 reviews, last reviewed 19th Apr 2026
56100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026
Adrian G's avatar
Adrian G

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5208)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Great website, very helpful and informative and top...

5
Great website, very helpful and informative and top competitive interest rates Reviewed on: 12th April 2024

Atom Review

5
Always very helpful and good interest rates. Definitely recommend Atom. Reviewed on: 12th April 2024

Easy set up and can be easily managed through ...

5
Easy set up and can be easily managed through the App Reviewed on: 12th April 2024

Very easy to communicate with .

5
Very easy to communicate with . Excellent service highly recommended. Reviewed on: 12th April 2024

A joy using the Atom banking App.

5
It was very easy to open the initial account, banking on the app is very easy and straightforward and Atom have always been great at communicating my options at account maturity. Reviewed on: 12th April 2024

Great rates with a choice of terms, easy site to use.

5
Great rates with a choice of terms, easy site to use. Reviewed on: 12th April 2024

Best rate on the market.

5
Best rate on the market. Easy to setup an account. Reviewed on: 12th April 2024

Fantastic app and rates

5
Friendly company and with a great app. Really secure using face recognition. Great rates of return and ever so easy to manage. When my fixed term.matured, it was ever so easy to move products online and get another fixed rate. Reviewed on: 12th April 2024

Website is very user-friendly., friendly staff

5
The website is very user-friendly. It’s transparent. You can see what you are applying for & getting and any problems are resolved quickly. Reviewed on: 12th April 2024

Atom bank (outstanding )

5
Most competitive rates ,easy to use app Instructions and communication ,is straight forward, information always updated regularly highly recommend this bank as first choice to everyone, Reviewed on: 12th April 2024

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