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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5208)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Atom Fixed saver, monthly interest payments

I had a lump sum to put in a savings account and Atom offered the best rate and monthly interest paid or annual interest. The monthly interest payments suited me to add to my income Reviewed on: 11th April 2024

Atom: a name you can bank on.

Atom Bank, besides providing a very good rate of interest, have an app which is easy to navigate and provide superb customer service. Each of the people with whom I have had personal telephone contact have been very polite, totally professional and highly knowledgeable. Reviewed on: 11th April 2024

Good interest rate.

When we searched for a savings account, Atom had the highest interest rates we could find, with the fewest drawbacks. It was very easy to set up the account, and it is easy to manage. Reviewed on: 11th April 2024

Internet saving made so easy

I was very weary about investing in a internet bank as a 59 year old but my whole experience was so right.It was straight forward to set up ,great App and excellent customer care and being to transfer money out was so easy compared to other banks Reviewed on: 11th April 2024

Always very helpful, especially when having problems...

Always very helpful, especially when having problems with technology! Reviewed on: 11th April 2024

Easy to set up the account.

Easy to set up the account.Excellent communication.Easy use of the app.No problems at all . Reviewed on: 11th April 2024

Easy application

Easy application, straight forward to set up online. Confirmation immediate Reviewed on: 11th April 2024

Fabulous bank

Brilliant bank with excellent service and interest rates. Reviewed on: 11th April 2024

Easy to deal with.

Easy to deal with. Website clear on details. Any queries dealt with in a timely manner. Easy to open accounts. Full information and availability on same screen. Follow up emails and reminders sent. Access available 24/7. Reviewed on: 11th April 2024

The app-only bank is easy to use, with handy access...

The app-only bank is easy to use, with handy access at your fingertips. The interest rate was very competitive and a safe place to invest a little nest egg. Reviewed on: 10th April 2024

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