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Atom Bank: Savings reviews

4.91
Based on 5,029 reviews, last reviewed 5th Mar 2026
39600% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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94%
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5%
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1%

Latest highest rating:

5

Easy to save great interest rates I tell all my frie... Easy to save great interest rates I tell all my friends and family Reviewed on: 5th March 2026
Peter 's avatar
Peter

Latest lowest rating:

1

Bad but thankfully short lived experience Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026
BG's avatar
BG

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5029)

Review of the Atom Bank, Savings:

Fantastic experience

5
Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025

I've been with atom a few years on and off but I've...

4
I've been with atom a few years on and off but I've always been satisfied with them, Reviewed on: 26th April 2025

Very easy account to use and top interest rates.

5
Very easy to open the account and the app is dead simple to use. The interest rates are very good and competitive. I like that you only lose 1 month of top rate if you have to withdraw, then it goes back up again. Reviewed on: 26th April 2025

The app makes everything so easy

5
It is so easy to sign in to the app with an image of your face. All documents and details of the accounts are easy to find on the app and it is easy to open a new account. Reviewed on: 26th April 2025

Excellent Banking

5
Had our Mortgage with Atom and now have a savings account. We wouldn't hesitate recommending Atom as our experience has always been excellent. They are easy to contact and always very helpful and easy to understand. Reviewed on: 26th April 2025

Atom is easy to use and offers good products

5
Atom is easy to use and offers good products Reviewed on: 26th April 2025

Great service and helpful advice

5
The App is very easy to use and I have had good service all the time I have needed to contact them. They provide help and advice in a friendly caring way. Reviewed on: 25th April 2025

Great banking app

5
Easy to use interface, simple to get help/support & good rates. Reviewed on: 25th April 2025

East to use app

5
Always found the app easy to navigate. Updated information regularly. Reviewed on: 25th April 2025

Atom bank is great, good interest rates for savers

5
Atom bank is great, good interest rates for savers and excellent communication for changes to the account. Reviewed on: 25th April 2025

Great bank

5
Great App, easy to open and manage accounts Reviewed on: 25th April 2025