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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Excellent Fixed Saver and service

Excellent Fixed Saver and Customer service - the App is so easy to use giving you all the information and tools - been using Atom a few years now and they are faultless Reviewed on: 10th April 2024

Atom: top interest, beautiful, fast, simple, & 5 stars!

Atom seems too good to be true: high interest rate, beautifully simple to set up, graphically crystal clear, easy to access, fast, and highly recommended. Reviewed on: 10th April 2024

Fantastic experience

App is so simple and easy to use and the customer support centre are fantastic to help if you have any problems. Reviewed on: 10th April 2024

Great App !

Great App ! Good rates ! Easy to use ! Reviewed on: 10th April 2024

Atom provides a good fixed saver that is easy to use

Atom provides a good fixed saver that is easy to apply for and fund. The account can be funded for seven days with multiple payments but make sure your first deposit is more than £50 to be accepted. If making a electronic transfer the name of the account you are transferring to is your name (not Atom Bank) to allow the transfer process to make your payment to the account. Overall a easy to set up account with clear options at maturity. Reviewed on: 10th April 2024

ATOM have excellent customer service

Its an easy to used App and ATOM have excellent customer service, based in the UK Reviewed on: 10th April 2024

Amazingly simple

Amazingly simple to open an account and excellent follow up from Atom on what to do next when your term ends Reviewed on: 10th April 2024

Atom Bank - does what it says on the tin.

App is very straightforward to us, I have opened a second fixed save on the competition of my first with Atom Bank due to their competitive rates. Reviewed on: 10th April 2024

New player in banking

Easy to set up. Excellent app security and user experience and incredible rate for a fixed saver. Reviewed on: 10th April 2024

Good interface and easy to set yp.

Good interface and easy to set yp. Reviewed on: 10th April 2024

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