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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5010 reviews)

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4.91

Based on 5,010 reviews, last reviewed 5th Mar 2026

37700% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good bank excellent service. Atom has a good range of products and offers very competitive rates. I have always found their customer service to be extremely helpful. They always g... Read more Reviewed on: 5th March 2026

Latest lowest rating:

1

Bad but thankfully short lived experience Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5010)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Great App. Easy to Use

The Atom app is so completely easy to use. It is straight forward and easy to open accounts, transfer money, see what accounts you have and how they are doing. Couldn't be happier with it Reviewed on: 22nd April 2025

Simple, Easy, Straightforward

Have used Atom multiple times over the last couple of years, they often have some of the best interest rates. The app is easy to use to open new accounts and manage existing ones. Reviewed on: 22nd April 2025

The app is just so easy to use.

The app is just so easy to use. Great institution. Reviewed on: 22nd April 2025

Atom Bank app is very easy to use.

Atom Bank app is very easy to use. I get plenty of notice of fixed rates ending and options are clear. Reviewed on: 22nd April 2025

I found Atom Bank easy to use

I found Atom Bank easy to deal with and I’m happy with the account I have with them. Great interest rate too. The app is also easy to use unlike some. Reviewed on: 22nd April 2025

Good interest rate.

Good interest rate. Online app user friendly. No fave to face interaction so can only comment on the account opening ease of use on the app Reviewed on: 22nd April 2025

I've been saving with ATOM for many years.

I've been saving with ATOM for many years. Range of products and interest rates are what I was initially drawn to, coupled with a positive recommendation from the Martin Lewis TV programme. Customer service has always been great ! Reviewed on: 22nd April 2025

Easy to set up, save and understand your investment

Easy to set up, save and understand how your investment will work. Good range of saving options that are easy to understand. I've used Atom for the last two years and can't think of any drawbacks, so that is also a benefit. Reviewed on: 22nd April 2025

Simple and Consistent Interest

Clear layout and consistent interest rate Reviewed on: 22nd April 2025

Easy to open account and straight forward app.

Easy to open account and straight forward app. Competitive interest rates Reviewed on: 22nd April 2025

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