Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5101 reviews)

View other Atom Bank products

4.91

Based on 5,101 reviews, last reviewed 5th Mar 2026

46300% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to set up. Very easy to set up. Seamless and professional. Good rates and regular updates and emails. Very easy to move your money around. Everything explained i... Read more Reviewed on: 5th March 2026

Latest lowest rating:

1

Unable to open the app and no help from Atom staff. Unable to open the app and no help from Atom staff. Reviewed on: 5th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5101)

Review of the Atom Bank, Savings:

Fantastic experience

Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025

Busy life, efficient service.

Atom offers a solid, efficient service which matches today's hurried life styles., secure whilst accessable, with competitive rates, intuitive app and alerts show information quickly and clearly. Reviewed on: 3rd May 2025

The administration side of the app and vault is very...

The administration side of the app and vault is very easy to understand and use. Reviewed on: 2nd May 2025

Simple sign up process, app very clear, good rates!

Simple sign up process, app very clear with good user interface, good interest rate. What more can you want?? Reviewed on: 2nd May 2025

On the phone-always ready to help.

On the phone-always ready to help. staff cheerful and knowledgeable. Easily understood Reviewed on: 1st May 2025

app easy to use ,funding is shown quickly as is any...

app easy to use ,funding is shown quickly as is any withdrawal Reviewed on: 1st May 2025

Easy to use, even if not the most competitive

At the time of opening a savings account, the interest rates were the best on the market. This has changed a little over time and whilst not the most competitive, the ease of set up and managing my account is easy and quick. Reviewed on: 30th April 2025

Atom App easy to use

The Atom App is easy to use, with multiple options to log into the App. The interest rates on savings accounts are very competitive and are usually better than competitor banks. The reward rate is fantastic as it combines the higher rate of a fixed savings account with the flexibility to make withdrawals if required. Reviewed on: 30th April 2025

Great no problems.

Great no problems. Excellent service Reviewed on: 29th April 2025

Atom - what’s not to like!

No issues with the app, does exactly what it says and easy to use with no issues. Love that can just check on my savings anytime very easily with no hassle at all. Reviewed on: 29th April 2025

App easy to use, good rates of interest

App easy to use, good rates of interest Reviewed on: 29th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Your Community Bank 4.96 from 147 reviews
Savings
from Dudley Building Society 4.87 from 3727 reviews
Savings
from Clockwise Credit Union 4.88 from 1507 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub