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Atom Bank: Savings reviews

4.91
Based on 5,035 reviews, last reviewed 5th Mar 2026
40100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Super easy to use app makes saving and moving money... Super easy to use app makes saving and moving money simple I often struggle with online things but this app is so easy Reviewed on: 5th March 2026
AS's avatar
AS

Latest lowest rating:

1

Bad but thankfully short lived experience Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026
BG's avatar
BG

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5035)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Atom Bank experience

5
The app is user friendly and secure Reviewed on: 23rd April 2025

Atom bank is great.

5
Atom bank is super simple to use and makes me feel like my money is protected. Their customer service is great the savings accounts hold great value. Reviewed on: 23rd April 2025

Very happy with the app.

4
Very happy with the app. I find your rates very competitive and very easy to move money after the term has ended Reviewed on: 22nd April 2025

Love the simplicity of banking with Atom

5
Love the simplicity of banking with Atom. Customer service is available when the need arises, but I've hardly needed them at all. The interest rates have been very favourable during my time with them. Reviewed on: 22nd April 2025

Simple, easy and very intuitive banking.

5
Simple, easy and very intuitive banking. Reviewed on: 22nd April 2025

Recommend

5
Atom bank was recommended on tv by Martin Lewis. That’s why I opened an account! Reviewed on: 22nd April 2025

Atom good rates, easy to use app.

5
Atom have be great from my savings, good rates and easy to track using their app. Reviewed on: 22nd April 2025

The Atom bank app is extremely userfriendly and give...

5
The Atom bank app is extremely userfriendly and gives clear information. The bank has competitive rates. I am a happy customer. Reviewed on: 22nd April 2025

Easy to use - good rates

5
very straightforward, Atom were suggested as a saving account, it had a competitive interest rate and it was highlighted as easy to use. I've been transferring it regular amounts, notifications come up straight away on the deposits I make. No complaints at all Reviewed on: 22nd April 2025

Great App.

4
Great App. Would highly recommend Reviewed on: 22nd April 2025

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