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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5035 reviews)

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4.91

Based on 5,035 reviews, last reviewed 5th Mar 2026

40100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Super easy to use app makes saving and moving money... Super easy to use app makes saving and moving money simple I often struggle with online things but this app is so easy Reviewed on: 5th March 2026

Latest lowest rating:

1

Bad but thankfully short lived experience Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5035)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Excellent Experience

The Atom Bank App gives easy access and I've never experienced problems in the 2.5 years I've had an account. It seems very secure but also it's easy to transfer money from and to. Overall an excellent experience. Reviewed on: 21st April 2025

Good bank, easy to use, everything online, pretty go...

Good bank, easy to use, everything online, pretty good interest rates compared to the market. Reviewed on: 21st April 2025

Wonderful experience with the bank great service

Had an experience with the bank for a year and they have been excellent no worries at all. Reviewed on: 21st April 2025

Ease of use

Easy to use site and information is clear to understand Reviewed on: 21st April 2025

very happy

Easy to use set up and app. Best interest rate when selected. Instant notifications of investment. Very happy with all communication. Reviewed on: 21st April 2025

Great option for fixed term savings

I’ve had a few fixed term savings accounts with Atom. Been very easy to open with good interest rates and responsive customer service. Reviewed on: 21st April 2025

Great online bank customer service is always immedia...

Great online bank customer service is always immediate and things resolved quickly. Reviewed on: 21st April 2025

Ease of moving money on App

Love the ease of moving money around in the instant access savings account I have with Atom. Reviewed on: 21st April 2025

Extremely easy to use

Extremely nervous to use an online platform but have opened numerous savings accounts over the past few years with great ease and confidence. Reviewed on: 21st April 2025

Straightforward Savings App.

Had my Atom Savings account for 5 months now. Straightforward, uncluttered app with innovative features. Good interest rate. No complaints so far. Reviewed on: 21st April 2025

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