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Atom Bank: Savings reviews

4.91
Based on 5,033 reviews, last reviewed 5th Mar 2026
40000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great online bank. Easy to open the account and the app is very intuitive. Reasonable interest rates and efficient service. Reviewed on: 5th March 2026
Phil B's avatar
Phil B

Latest lowest rating:

1

Bad but thankfully short lived experience Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026
BG's avatar
BG

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5033)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Hassle free and someone in the phone when you need t...

5
Hassle free and someone in the phone when you need them Reviewed on: 20th April 2025

SIMPLE BUT EFFECTIVE

5
Setting up an account then subsequent dealings are swift and problem free. Any queries are swiftly answered. Reviewed on: 20th April 2025

Best rates at the time, easy to set up and easy to u...

4
Best rates at the time, easy to set up and easy to use app. Reviewed on: 20th April 2025

Everything is so easy to set up and view.

5
Everything is so easy to set up and view. Great savings rates.. Highly recommend . Reviewed on: 20th April 2025

Competitive rate and easy to set up

4
Competitive rate. Easy to set up. Balance always available. No issues. Would thoroughly recommend. Reviewed on: 20th April 2025

5* App System

5
Very easy app system to operate whenever you like. Competitive savings rate. Would recommend. Reviewed on: 20th April 2025

Easy to set up and manage

5
Very easy to apply for and set up an account, and the app is intuitive and useful. So far, the interest rates on their savings acconts have stayed very competitive Reviewed on: 20th April 2025

Everything Works

5
Everything works and the one time I had a problem there was someone to sort it out. Reviewed on: 20th April 2025

Simple. looks good, great value

5
Their app is simple to use, but designed to still feel like it's got some personality behind it. And good value products too. Reviewed on: 20th April 2025

Quick responses.

5
Quick responses. Quick transfers Reviewed on: 20th April 2025