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Atom Bank: Savings reviews

4.91
Based on 5,176 reviews, last reviewed 9th Mar 2026
53200% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A professional and reliable service provided to me. A professional and reliable service provided to me. I was also provided very good information with regards to my chosen financial package. Reviewed on: 9th March 2026
Rhys Davies's avatar
Rhys Davies

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5176)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Very easy to manage online with decent rates.

5
Very easy to manage online with decent rates. Reviewed on: 19th April 2025

I have more than one bank account and atom is by far...

5
I have more than one bank account and atom is by far the easiest to access and use Reviewed on: 19th April 2025

Friendly tone, app could be a little slicker

5
Friendly tone, app could be a little slicker Reviewed on: 19th April 2025

Straightforward saving

5
Great interest rates, easy to use app. Reviewed on: 19th April 2025

Seamless Service and Great Rates!

5
I truly cannot fault the process – everything from the initial setup to the communication throughout went smoothly and efficiently. An added bonus was the great rate we were able to achieve, which made the whole experience even better! Thank you again for the excellent service. Reviewed on: 19th April 2025

Excellent banking with Atom

5
Great online banking app. Easy to use. All information and options in one place. Reviewed on: 19th April 2025

Great!!!

5
Great, simple to use app. Great interest rates for savers. Reviewed on: 19th April 2025

Atom bank have been excellent.

5
Atom bank have been excellent. I even manage to persuade my friend on open an account with them, even though she said “I don’t like app only banks”. Reviewed on: 19th April 2025

Easy to use savings account with good interest rate

5
Great interest rate for a savings account. No minimum monthly deposit requirements or limits on withdrawals when required. Reviewed on: 19th April 2025

Excellent service and great products

5
Excellent service and great products Reviewed on: 19th April 2025

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