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Atom Bank: Savings reviews

4.91
Based on 5,175 reviews, last reviewed 9th Mar 2026
53100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quality support, rare these days Support staff very helpful. The web site is clear but if you need help the staff are available on the phone. Rare these days Reviewed on: 9th March 2026
Trevor B's avatar
Trevor B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5175)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Atom is fab.

5
There system is practical and user friendly and makes me comfortable when using it. I feel confident that they are looking after my interests, Reviewed on: 18th April 2025

Been using their 12 month saver and it’s extremely e...

5
Been using their 12 month saver and it’s extremely easy to view and use Reviewed on: 18th April 2025

One of the best around

5
Been with Atom for a couple of years now and in that time I’ve had no issues whatsoever. Easy to navigate the app and adding/moving money. The savings rate is very competitive and as good as any currently on the market Reviewed on: 18th April 2025

I believe banking should be like having a silent par...

5
I believe banking should be like having a silent partner, you only contact them in exceptional circumstances and vice versa .I trust Atom with my money and leave it at that. Reviewed on: 18th April 2025

App simple to use and money transfer quickly

5
App simple to use and money transfer quickly Reviewed on: 18th April 2025

Atom give me the best interest rate of any bank I’ve...

5
Atom give me the best interest rate of any bank I’ve ever used, really good for first time buyers in the current economy Reviewed on: 18th April 2025

Variety and efficiency

5
Easy set up with a range of accounts. Excellent rates, with options to suit long and short term savings and investments. Reviewed on: 18th April 2025

Excellent bank service towards customer

5
Excellent bank service towards customer Reviewed on: 18th April 2025

The Atom app is excellent.

5
The Atom app is excellent. I have used different bank and financial marketplace apps and find Atom the easiest to use. Atom usually has very good interest rates, both for fixed rate and easy access accounts. Reviewed on: 18th April 2025

high quality app

5
The app is a high quality tool enabling speedy and easy access to my account. Reviewed on: 18th April 2025

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