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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5169 reviews)

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4.91

Based on 5,169 reviews, last reviewed 8th Mar 2026

52600% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to set up an account and really easy to us... Very easy to set up an account and really easy to use app Reviewed on: 8th March 2026

Latest lowest rating:

1

Unable to open the app and no help from Atom staff. Unable to open the app and no help from Atom staff. Reviewed on: 5th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5169)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Very easy to use, my favourite neobank

Very easy to use, my favourite neobank Reviewed on: 18th April 2025

I was sceptical at first about handing my money over...

I was sceptical at first about handing my money over to a company on line. But I rang Durham and spoke to a human in a matter of seconds. They were both friendly and helpful. It was very quick to set the account up and I opted for the pay monthly interest, that other banks didn’t seem to offer. Excellent service and the fact you get to speak to a human in seconds is amazing these days Reviewed on: 18th April 2025

Atom are excellent

Atom have been supporting my needs since I first opened my account. Very happy with their services Reviewed on: 18th April 2025

Great experience

The App is so easy to use, and very straightforward to move money around Reviewed on: 18th April 2025

Helping 80 year olds.

Voice on the phone helped me, aged 80, through opening new account for when current 6 mths notice account expires. Reviewed on: 18th April 2025

I have been an Atom Bank customer for 5 years.

I have been an Atom Bank customer for 5 years. Almost all of my dealings are via their excellent app. This enables quick and easy transactions. My recent telephone contact with Callum at Atom Bank was expertly handles in an efficient and friendly manner. Reviewed on: 18th April 2025

The app is great to use and transferring your money...

The app is great to use and transferring your money once saving plans mature is so easy Reviewed on: 18th April 2025

Good app

Really good app for quickness and telephone agents good too. Reviewed on: 18th April 2025

ATOM BANK THE POSITIVE DIGITAL UK BANK

I chose Atom because it’s the UK’s first digital App based bank. My savings are FSCS protected which gives me confidence.The customer service support is open from 8 am 8 pm 7 days a week. The staff are professional friendly and helpful.The saving rates are competitive with other well known brands. I have chosen to continue to invest with Atom Bank.I have recommended Atom Bank to my family and friends. Funny joke How does Atom Bank celebrate its birthday? It threw a big particle ! Reviewed on: 18th April 2025

Does what it says

Atom bank “does what it says on the tin “ good rates and keeps you informed about any changes. Good service Reviewed on: 18th April 2025

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