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Atom Bank: Savings reviews

4.91
Based on 5,177 reviews, last reviewed 10th Mar 2026
53300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great Bank ! Great! It's simple set up easy access good interest rates. The App is easy to use and access, the interest are straight forward to understand Reviewed on: 10th March 2026
Val M's avatar
Val M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5177)

Review of the Atom Bank, Savings:

Fantastic experience

5
Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025

I have banked with you for two consecutive years.

5
I have banked with you for two consecutive years. Very happy with my return. Reviewed on: 18th April 2025

Best rates and easy to use App

5
Can't go wrong. easy to use app with top rates and daily updates. Reviewed on: 18th April 2025

Been with Atom for a few years now and everything is...

5
Been with Atom for a few years now and everything is perfect. Reviewed on: 18th April 2025

ALWAYS COMPETITIVE SAVINGS RATES.

5
ALWAYS COMPETITIVE SAVINGS RATES. VERY EASY TO USE MOBILE PHONE APP. Customer service easy to contact if required. Reviewed on: 18th April 2025

Saving with Atom is so easy.

5
Saving with Atom is so easy using the App, I can see and do exactly what I need anytime.The rates are excellent. Reviewed on: 18th April 2025

Super efficient!

5
I love everything about Atom Bank - good rates, levels of service, easy to use app with comprehensive detail Reviewed on: 18th April 2025

Website is easy to use with a no nonsense approach

5
Website is easy to use they send straight forward easy to follow instructions for when savings accounts are near to maturity, offering new rates with options, staff have been helpful when we have needed to contact them. Reviewed on: 18th April 2025

I know my money is being looked after and that Atom...

5
I know my money is being looked after and that Atom will illicit the maximum amount of growth needed to benefit my investment. Reviewed on: 18th April 2025

Great service.

5
Great service. Great APP. Offer good rates Reviewed on: 18th April 2025

First time with Atom.

5
First time using an internet banking company so was quite apprehensive.Their banking app was so straightforward and easy to access.Dependant on rates offered wouldn,t hesitate to use again or recommend. Reviewed on: 18th April 2025

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