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Atom Bank: Savings reviews

4.91
Based on 5,176 reviews, last reviewed 9th Mar 2026
53200% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A professional and reliable service provided to me. A professional and reliable service provided to me. I was also provided very good information with regards to my chosen financial package. Reviewed on: 9th March 2026
Rhys Davies's avatar
Rhys Davies

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5176)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Good for money, good for access.

5
A good interest rate with a clean, accessible and easy to use app. No clutter, no fuss, and most of all, great for people using access software such as htose who are visually impaired. Reviewed on: 18th April 2025

Competitive savings rates

5
Atom Bank offers very competitive savings rates and the app based accounts are easy to use. Reviewed on: 18th April 2025

Easy banking

4
Simple and easy to setup an account. App is user friendly. One of the best interest rates getting around. Reviewed on: 18th April 2025

Atom are a great choice for a savings account.

5
Atom are a great choice for a savings account. Reviewed on: 18th April 2025

I love the simplicity of it.

5
I love the simplicity of it. So easy to set up and control and now with the Rewards account I don't think they can be beaten. Reviewed on: 18th April 2025

Great experience

5
Great experience, my saving rates have been consistently pretty good. Banking is easy via the app. Reviewed on: 18th April 2025

Right product at the right time

5
Atom bank had the right product for me at the right time. Could not have been easier to review the range of products, and then make a choice. The App is excellent, and user friendly, being extremely easy to navigate. Reviewed on: 18th April 2025

Great App, very easy to use , competitive interest r...

5
Great App, very easy to use , competitive interest rate. Reviewed on: 18th April 2025

Excellent Bank

5
Excellent service and good rates of interest plus there is now the facility to transfer money between your instant saver and the reward account. Reviewed on: 18th April 2025

Good rate of interest and easy to use app

5
Good rate of interest and easy to use app Reviewed on: 18th April 2025