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Atom Bank: Savings reviews

4.91
Based on 5,176 reviews, last reviewed 9th Mar 2026
53200% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A professional and reliable service provided to me. A professional and reliable service provided to me. I was also provided very good information with regards to my chosen financial package. Reviewed on: 9th March 2026
Rhys Davies's avatar
Rhys Davies

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5176)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

I can do virtually everything on line, feeling secur...

5
I can do virtually everything on line, feeling secure and when I need any additional support there is a UK phone Reviewed on: 18th April 2025

App is easy to use

5
App is easy to use and all information is well presented. So many banking apps are over complicated and not as user-friendly as this one. Good interest rates on fixed savings. Reviewed on: 18th April 2025

Happy customer

5
I have been a customer of Atom bank for several years now and find them very easy to deal with. The App is very easy to use and navigate to get product information and for setting up accounts etc. Reviewed on: 18th April 2025

Atom has caring staff with excellent service skills

5
I first encountered Atom when my husband died i received excellent customer service from the team helping with the transfer. Since then I have held the account in my name and it has proven to be very successful. The app is easy to use and I am kept updated on any news. Reviewed on: 18th April 2025

mExtremely Happy Atom Bank customer for over 8 years.

5
Online banking is easy to navigate, easy to set up account, clear information given and great interest rates. Also I was very pleasantly surprised when call to customer service as my call was answered promptly and the advisor was extremely knowledgeable and answered my query immediately. Would highly recommend to anyone looking for an easy, safety way to save. Excellent service! Glad I chose it! Reviewed on: 18th April 2025

Easy to deal with

5
I have always found Atom to be easy to deal with and the online system is easy to navigate. The rates offered are always competitive. Reviewed on: 18th April 2025

Ronseal - does what it says on the tin.

5
Ronseal - does what it says on the tin. App is excellent too. Reviewed on: 18th April 2025

Tops for Service

5
One of the very best companies I deal with in terms of ease to use, communication and customer service. Reviewed on: 18th April 2025

Atom Bank - First class.

5
I would recommend Atom Bank unreservedly. I like the new Instant Saver Reward account that has recently been brought in. Their next step should be the introduction of an ISA. Reviewed on: 18th April 2025

Everything is organised and I love the interface.

5
Everything is organised and I love the interface. I am given the info I need in a fun format. Reviewed on: 18th April 2025

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