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Aviva: Pension reviews

Name: Pension
Rating: 2.04 (181 reviews)

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1.98

Based on 181 reviews, last reviewed 12th Dec 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

18%

68%

Latest highest rating:

4

old fashioned processes Good company but some old fashioned processes (need to download and print off forms and then send them in the post). Very limited functionality on the... Read more Reviewed on: 7th September 2025

Latest lowest rating:

2

Extremely frustrating admin dept! Trying to arrange a one-off pension drawdown, I eventually got to speak to someone on my fourth time of ringing, who was polite and helpful. He explai... Read more Reviewed on: 12th December 2025

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About this product

Aviva offer a self-invested personal pension (SIPP).

There are five ways to invest in the Aviva SIPP. You can decide between the Universal Retirement Fund, a ready-made fund or choose an option from a fund shortlist provided by experts. You can also build your own portfolio or buy and sell shares and investments.

Aviva pension reviews share what it's like to have this pension. If you've used Aviva before, you can also leave your own review.

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Aviva Pension reviews (181)

Useless

Useless, tried to transfer a previous company pension into an existing company pension with Aviva. Kept asking for the same information and giving me instructions to transfer on line which didn’t tie up with anything. And then when I queried it we would go round in the same circle again. Avoid, useless. Reviewed on: 31st March 2021

Refused to pay my lumpsum payment

I am sure this is a company run by the most dishonest people. They made it impossible to claim the money that is rightfully yours. They promised from forms that never arrived, direct you to unmanned phones, complain never get any way, never return calls. Dont think of joining this company you will only lose your money with no redress. The worst company I ever deal with, corporate criminals Reviewed on: 9th March 2021

CLUELESS - avoid

Despite having friendly customer service people - they are CLUELESS. I had the misfortune to attempt to transfer two pensions away. Pension 1) they transferred the incorrect amount then lost the lot - much fruitless chasing followed...several zero responses. Huge amounts of stress. Pension 2) They tell you one thing over the phone, and 3 weeks later they email you and tell you they can't actually do what they've promised. They then supplied me incomplete information to do the alternative... I cannot wait until I have successfully transferred away from them. It appears the phone operators are not given access to the info they need to adequately communicate with the customers. This leads to a lot of misinformation and stress. AVOID if you possibly can. Reviewed on: 4th March 2021

Great dashboard

Very easy to move money around. Clear, simple and accessible, perfect for SIPPs! Reviewed on: 23rd February 2021

Slow patronising

Trying to take my 25 per cent tax free . May take up to 10 days to send forms by email. Compare to partner who cashed in Scottish Widows pension in less time. Talk to you as if your a helpless dolt. Go somewhere else. Reviewed on: 5th February 2021

AVIVA Refuses to Pay Pension

I have been a pension holder with Aviva for over 30 years. I am entitled to receive my pension money on turning 55, however, after completing numerous forms and calling AVIVA from Australia numerous times, I keep getting told to fill in more forms. I have advised AVIVA I want the lump sum paid to my UK bank account at age 55 in March 2021. Alas, although I provided this declaration complete with my UK bank account details, I learn more forms are required to be completed to receive a quote, then more forms to let them know how I should spend my pension. Come on AVIVA, if you want more interest off my money, then just say so. If you are considering AVIVA, look at the 1 STAR review.....Don't bother. Reviewed on: 2nd February 2021

Refusing to give me my tax free lump sum

Aviva is refusing to give me my tax free lump sum of 25% I applied after reading my options, and despite being retired, they are refusing to give me this. The first reason was because I can’t use the internet (I can, I do all my banking and investments online). Then it changed to they don’t believe I understand what I am asking for! Unbelievable. I left a comment on Facebook, which got a pretend sympathetic response, but despite me messaging twice, at their request, there has been no response. Avoid this company like the plague. We are now preparing a file for the Ombudsman. What do we save to a pension fund for? Yes, for when we retire. I am retired, and they refuse point blank to give me my money. Reviewed on: 1st November 2020

Recommend Aviva

I have two pensions, one with Aviva and the other with Scottish Widows (Clerical Medical). By comparison over the 20 year investment, sharing of information, past and current customer service and commitment, Aviva, are flawless. They are recommended. Reviewed on: 28th September 2020

Simple transfer and clear website

Transferred funds into this pension some time ago and it was a smooth transition. Their returns are usually pretty good and fund managers look after the pension pot well. Clear and precise information on the website for tracking my funds all in one place. Reviewed on: 15th September 2020

Bad service, no communication

As the title says, avoid this company if you want a peace of mind. Also the Portal is horrible to use and developed by chimpanzee. Reviewed on: 31st July 2020

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