Write a review

Bradford District Credit Union: Loans reviews

Name: Loans
Rating: 4.9 (476 reviews)

View other Bradford District Credit Union products

4.87

Based on 476 reviews, last reviewed 10th Jun 2025

7200% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Last year I took out a loan with Bradford Credit Un... Last year I took out a loan with Bradford Credit Union, and I must say, the experience was great overall. The loan was very affordable, with competiti... Read more Reviewed on: 10th June 2025

Latest lowest rating:

1

BDCU dont help like they say they will. They keep receiving emails for loan offers and deals and how BDCU are supposed to be there to help lie income households. So I applied for a loan but ... Read more Reviewed on: 7th June 2025

Read all reviews See your review

About this product

Bradford District Credit Union offer a range of different personal loans.

You can borrow between £200 and £25,000 and there are no early repayment charges.

Bradford District Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Bradford District Credit Union before, you can also leave a review and share your experience.

Bradford District Credit Union Loans reviews (476)

Review of the Bradford District Credit Union, Loans:

Community lending

Manageable, affordable lending that managed by real people from my own community. Reviewed on: 23rd June 2020

I've been a customer for a decade and had several la...

I've been a customer for a decade and had several large loans for cars, house improvements and my daughters wedding. It's so easy to use, all done on line, effortlessly. Reviewed on: 5th June 2025

Good efficient service

Good efficient service. Good debt con rate deal in Feb. Reviewed on: 5th June 2025

Declined a 2 times explained my finances and was anc...

Declined a 2 times explained my finances and was anccepted and able to pay it back from wage. Reviewed on: 5th June 2025

Great service

I got a loan at a very reasonable interest rate & make repayments from my salary each month. This has been an enormous help because it is taken before I get it. I am able to login & check how my repayments are going. They also take a bit more than the loan amount & add this to my savings. i am able to login & transfer money too Reviewed on: 5th June 2025

I applied for a loan for Christmas 2023 and they sup...

I applied for a loan for Christmas 2023 and they supported me by giving me a low-interest loan and improving my finances. Reviewed on: 5th June 2025

Very good bank I really enjoy using this account

Very good bank I really enjoy using this account Reviewed on: 5th June 2025

Overall good experience with BDCR.

Overall good experience with BDCR. Very helpful and understanding Reviewed on: 5th June 2025

Always there to help, amazing customer service

Always there to help, amazing customer service Reviewed on: 5th June 2025

I recently used the loan services from Bradford Dist...

I recently used the loan services from Bradford District Credit Union, and overall, I had a positive experience. What went well: • Friendly and supportive staff: The team was approachable and took the time to explain everything clearly, especially since I was a bit nervous about taking out a loan. • Fair interest rates: Unlike payday lenders or some high-street banks, BDCU offered more ethical rates that felt manageable and fair. • Quick decision process: Once I submitted all the required documents, the turnaround was fast. I was kept updated throughout. • Community-focused: I appreciated that they’re a not-for-profit organisation aiming to help local people, not just make money. What could be improved: • Website/user portal: The online experience was a bit clunky. I had some trouble uploading documents and navigating my loan info. • Phone waiting times: On a couple of occasions, it took a while to get through to someone, which was frustrating when I needed urgent clarification. Final thoughts: If you’re looking for an affordable, ethical loan option and want to deal with people who actually listen and care, BDCU is a great alternative to mainstream banks. Just be prepared for a slightly more “old school” online process — but the people make up for it. Reviewed on: 5th June 2025

Very helpful, good with loans, very low interest rat...

Very helpful, good with loans, very low interest rate, Credit Union that serves local community and it people. Reviewed on: 5th June 2025

Do you have a different Bradford District Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from TM Advances 1.00 from 1 reviews
Personal Loan
from Halifax 3.97 from 36 reviews
Personal Loan
from Barclays 3.94 from 105 reviews

Want to see more from Bradford District Credit Union?

Savings
from Bradford District Credit Union 4.88 from 472 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub