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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.23 (266 reviews)

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4.23

Based on 266 reviews, last reviewed 24th Mar 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

5

Brilliant . Great communication throughout a pleasure to deal with. Always helpful Reviewed on: 24th March 2026

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (266)

Brilliant .

Great communication throughout a pleasure to deal with. Always helpful Reviewed on: 24th March 2026

My Halifax

Have found Halifax to be very good for sorting any banking problems out l would recommend all there products but not happy we lost our branch now have to travel 16 miles to a branch Reviewed on: 24th March 2026

An excellent traveller's credit card - just needs a...

An excellent traveller's credit card - just needs a cherry on top Reviewed on: 28th February 2026

Its a brilliant card for spending overseas.

Its a brilliant card for spending overseas, no extra charges. You can see the cost immediately via the App. Easy to make payments to from my regular bank. Overall very happy with the Card and Halifax. Reviewed on: 23rd January 2026

Clarity Card

I like the Halifax clarity card as it gives you the best exchange rate but is still a big time operator Reviewed on: 22nd January 2026

the credit card is easy to use

the credit card is easy to use, but more rewards would be better Reviewed on: 20th April 2025

Great travel card.

Great travel card. Low fees and currency conversion charges. Have used when abroad many times. Reviewed on: 2nd April 2025

Don’t bother use someone else’s credit card abroad

We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a block on the card if you try to use it abroad, pretending that ‘fraudulent activity has been detected’ In that you’ve attempted to buy something. It worked fine for a day and a half. Then the next three transactions were stopped. I managed to buy a coffee this morning but it wouldn’t let me buy my lunch! You try the (un)help(ful) 24/7 messaging service and they don’t answer. They did the next day to tell me to ring a UK number. I’m in the US, for God’s sake, and they want me to phone, at vast expense, then hang on listening to rubbish music until they can deign to answer me… and we all know that they’ll be ‘experiencing higher call volumes than normal’ don’t we? All that to tell them my date of birth, postcode and the last three transactions on the account!! And then they might consider letting me use the thing for a day or so before blocking it again. They’re hopeless. Get a Nationwide or Coop card instead, there’s never been any problem with them. There are, I presume, other cards that have a zero fee foreign transaction thingie as well. DON’T GET A HALIFAX CLARITY CARD! Reviewed on: 8th March 2025

Perfect for Travelling

The Halifax Clarity credit card offers zero commission purchases in foreign currencies making it great for travelling. Reviewed on: 2nd March 2025

This credit card works well for overseas travel.

This credit card works well for overseas travel. It is easy and hassle free. Charges are kept to a minimum on cash withdrawals only making it easy to budget. Reviewed on: 26th February 2025

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