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Nationwide: FlexAccount reviews

4.51
Based on 1,091 reviews, last reviewed 17th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
73%
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15%
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4%
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1%
See only 1 star reviews
7%

Latest highest rating:

5

I've banked with Nationwide for over 40 years. I've banked with Nationwide for over 40 years. I've never really had any issues apart from wanting more money in my account, but doesn't everyone. Gr... Read more Reviewed on: 17th April 2026
Michelle Tock 's avatar
Michelle Tock

Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026
MoominsPie 's avatar
MoominsPie

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (1091)

Nothing special

3
Not had any problems with them, but not had exceptional service either.....average! Reviewed on: 14th January 2017

main account

5
I've always used nationwide and am currently using their flex account as my main account. Reviewed on: 13th January 2017

Brilliant Banking experience

5
Great banking experience, friendly staff & no unauthorised overdraft charges. Reviewed on: 12th January 2017

The perks of a FlexAccount

5
As a FlexAccount holder I have access to a Flexclusive scheme where I can save up to £500 per month at an interest rate of 5.00% with no restrictions on withdrawal or notice period. The account lasts for a year and then I can just open another one. Not only that as a FlexAccount holder I get complementary travel insurance for travel within Europe. I have used it 4 times in the last 8 months All in all, great value and an account I am very happy with. Well done Nationwide Reviewed on: 1st January 2017

bRILLAINT, USED SINCE 4!

5
I've been with the Nationwide since I was 4 and would always recommend them. THey are polite and friendly and go above and beyond! Reviewed on: 31st December 2016

Good basic account with NO CHARGES

4
It works well and when we have had potential problems with fraudsters the bank have been very quick to act and keep us informed. I still don't get it that they need to pay their top executives so much money though. Reviewed on: 29th December 2016

Reliable, friendly and good value

4
Whenever I phone with questions or queries i am always dealt with promptly and professionally Reviewed on: 28th December 2016

helpful & polite

5
Results fantastic really helpful when returning money to my account when it was illeagaly taken. Reviewed on: 28th December 2016

Great account and service

5
Easy to use this account via online banking. Never had any problems managing payments and the website is easy to use. App is also good. Reviewed on: 24th December 2016

Excellent

5
Took out an account recently and the whole process was very smooth. Very quick and easy to set up. Would recommend!! Reviewed on: 24th December 2016

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