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Nationwide: FlexDirect reviews

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4.58

Based on 333 reviews, last reviewed 20th Feb 2026

3200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

70%

20%

Latest highest rating:

5

Nationwide is 5 star. Nationwide is 5 star. They look after their customers and provide bonuses. You can always go into branch and speak to a human to resolve any queries. ... Read more Reviewed on: 20th February 2026

Latest lowest rating:

1

Nationwide have no concern for members banking exper... Nationwide have no concern for members banking experience. The IT systems used are woeful both from a user POV and back end. I am worried that the who... Read more Reviewed on: 26th June 2024

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About this product

The Nationwide FlexDirect current account pays interest on your money and you can earn cashback on debit card purchases for the first 12 months.

If you’re eligible for an overdraft, the first £50 is interest free. The FlexDirect account has to be managed online or over the phone, not at the branch.

Nationwide FlexDirect current account reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience..

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Nationwide FlexDirect reviews (333)

Best free package account

Free arranged overdraft and pays interest every month with no package fee Reviewed on: 7th November 2018

Great bank account

Nationwide's account pays market-leading interest, with a nice mobile app and a decent web app. The sign-up experience was pretty poor, but since then it's been very smooth sailing. Reviewed on: 6th November 2018

Good service, good savings options

I appreciate the 5% savings account linked to my current account and the app is great. Reviewed on: 6th November 2018

Great Benefits

I switched to Nationwide from TSB since having the account for years I had never switched before but I must say the service was excellent. I had no problems moving over and te benefits of the account far outweigh anything my previous bank could offer. The app and online banking is brilliant and very easy to use. Reviewed on: 21st June 2018

Great savings account and great service

The savings products offered by Nationwide are fantastic, allowing me to benefit to the maximum from my savings Reviewed on: 11th February 2018

flex direct

I switched to the flex direct account with nationwide when i needed my own bank account after I split up with my wife last year. I've been using it everyday ever since. Its easy to use. i got a debit card which can be used as a debit card or used on contactless devices. its been very handy. i was also given the option to have a chequebook but i declined as money is tight. some other banks i've been with give you a chequebook whether you want it or not. I use the online banking service to manage my day to day transactions and transfers which i previously had no experience with as my wife did it all. But I've found it quite simple to use. All in all its a good account with decent services attached to it. I'm sure I will be using it for many years to come. Reviewed on: 10th February 2018

Lovely people

Nationwide are a pleasure to be a customer of. Reviewed on: 8th February 2018

Why Bank Nationwide ?

Fast efficient friendly service. Great interest rate. Wonderful advert. Serious about security. Reviewed on: 5th February 2018

Fantastic way to earn back

Personally opted for this account and has really paid off Reviewed on: 29th January 2018

Straight-forward current account

Enjoyed bonus interest for a year when I took out this account. Can do all the banking I need, including in-branch. The advisors are always friendly. Better interest would be good. Reviewed on: 23rd January 2018

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