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Nationwide: FlexDirect reviews

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4.61

Based on 371 reviews, last reviewed 20th Apr 2026

6300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

71%

19%

Latest highest rating:

4

Doesn't dictate too much to customers Supports customers without a smart phone providing a key pad. Clear clean online banking experiences. Doesn't dictate too much to customers compared t... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

Nationwide have no concern for members banking exper... Nationwide have no concern for members banking experience. The IT systems used are woeful both from a user POV and back end. I am worried that the who... Read more Reviewed on: 26th June 2024

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About this product

The Nationwide FlexDirect current account pays interest on your money and you can earn cashback on debit card purchases for the first 12 months.

If you’re eligible for an overdraft, the first £50 is interest free. The FlexDirect account has to be managed online or over the phone, not at the branch.

Nationwide FlexDirect current account reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience..

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Nationwide FlexDirect reviews (371)

Great account excellent product and service great bank

Great account excellent product and service great bank Reviewed on: 22nd January 2026

I’m glad I opened this current account with Nationwide.

I’m glad I opened this current account with Nationwide. It’s simple, yet it has everything you need. Reviewed on: 22nd January 2026

Great account, easy to use.

Great account, easy to use. Really nice that nationwide rewards their customers with bonuses etc Reviewed on: 22nd January 2026

I’ve banked with Nationwide for a long time and have...

I’ve banked with Nationwide for a long time and have always received first class service. They have improved technology year on year which is very welcome. Reviewed on: 22nd January 2026

Never a bad experience, Simple to use via app and on...

Never a bad experience, Simple to use via app and online, branches accessible, fairer share payments are excellent too, help you feel part of something and as though you are rewarded for your custom with them. Reviewed on: 22nd January 2026

Saving me money instead of charging me

I got a text warning me that the next day some direct debits would be paid, & this would cause me to be overdrawn & incur costs. I was able to pay money into my account & avoid those costs. Who else does that? Reviewed on: 22nd January 2026

Nationwide local building society.

Still have a local branch. Drop in, immediately speak to friendly knowledgeable competent people.A building society, not a bank. Reviewed on: 22nd January 2026

The Best

Great service and they still have high street branches unlike so many others! Reviewed on: 22nd January 2026

Only bank to keep a branch open in my town

Simple to use app, and they still have a branch in my town, all the other banks have closed Reviewed on: 22nd January 2026

Greatbanking and secure service, Go Nationwide

I have banked with Nat. West, Lloyds and Principality through the years. I was never really happy with the banking system. These banks are much of a muchness. When I joined Nationwide( I appreciate they are more a building society than a standard bank. They are brilliant across the board, services, staffing, and product. They have given me three sums of money because I am a member and bank with them. It was free, I didn’t have to do anything. I never had free money before lol! Security aspects are brilliant stopping me from being scammed. They engender trust in their operation. I love them. As long as this carries on I will remain with them. Reviewed on: 22nd January 2026

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