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Santander: 123 credit card (discontinued) reviews

3.99
Based on 162 reviews, last reviewed 16th Apr 2026
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
48%
See only 4 star reviews
24%
See only 3 star reviews
13%
See only 2 star reviews
5%
See only 1 star reviews
10%

Latest highest rating:

5

Very good. 5 sta Very good. Never had issues and had the card 10 years Reviewed on: 16th April 2026
Chloe's avatar
Chloe

Latest lowest rating:

1

Beyond incompetent and useless Beyond incompetent and useless. No words can express the radicicolous treatment given by this bank. I would advise anyone and everyone to avoid contac... Read more Reviewed on: 28th January 2025
Customer's avatar
Customer

About this product

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Santander 123 credit card (discontinued) reviews (162)

Simply outstanding, in other words one of the best banks ever!

5
Santander is simply one of the best banks in the whole of the United Kingdom. It is amazing no words can really describe it. Anytime I need help Santander will be at the rescue and always have a solution to my problems! I just want take this opportunity to thank Santander for all their help! Reviewed on: 26th December 2014

My favourite credit card by far

5
Good service and great benefits...cashback of 1-3%, is pretty top and service has been good so far (I've been with them for 8 months) Reviewed on: 23rd October 2014

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