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Santander: 123 Current Account (discontinued) reviews

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4.16

Based on 1,247 reviews, last reviewed 18th Apr 2025

1100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

123 current account was reliable with good cashback I had a 123 current account with santander, and liked the cashback. The app is fairly easy to navigate but it can be tricky sometimes to access the bu... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

Goodbye Santander Unable to withdraw my cash when needed. A real lack of proactive help from this bank to keep our business. All accounts now closed. Reviewed on: 4th April 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1247)

Great if you have utility bills

I’ve had a great experience with Santander and I’ve had no issues for the many years I’ve banked with them. To be rewarded with a small percentage of my utility bills is definitely a help that you don’t get from a lot of other current accounts. I would definitely recommend to a bill paying friend. Reviewed on: 6th January 2022

Excellent account

Very excellent account with no issues Reviewed on: 5th January 2022

TRULY THE WORST

This is the most awful bank in the world period. Dont even go near them. I did an online transfer and they locked out my account and after 5 calls with one hour wait each timie, and two days still dont know when it will be done. It is being reviewed by back office and within their time ranges they say. Cannot say when it will be done. Their security question asks for a recent transactin amount! with your online account locked out Reviewed on: 24th November 2021

excellent value, do not need more

honest and reimbursed me for a fraud Reviewed on: 30th September 2021

Terrible service

Closed local bank, stopped emails, don’t answer phone, can’t contact, very poor bank Reviewed on: 18th September 2021

123 account

the interest has fallen, and needs to come-up again Reviewed on: 13th September 2021

Good service

Best banking i have ever used [perfect] Reviewed on: 4th September 2021

Best Buddy

I can always depend on you Santander. Many thanks for the recent overdraft you have provided me. Very helpul and good to have. God Bless! Reviewed on: 31st August 2021

Useless

Moved business account to Santander as branches were easier to get to but now they have shut them all meaning I have to go out my way to pay in a few cheques. Also customer service is woeful ! I shall move business account to someone else and will not use these clowns ever again Reviewed on: 9th August 2021

Very pleased

Happy customer Have been a customer for over 20yrs Reviewed on: 7th August 2021

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