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Santander: 123 Current Account (discontinued) reviews

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4.16

Based on 1,265 reviews, last reviewed 26th Jan 2026

200% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Good interest rate for credit balances and is accept... Good interest rate for credit balances and is accepted abroad Reviewed on: 26th January 2026

Latest lowest rating:

2

Loved the 123 account why did it go? Had a 123 account loved it, then Santander changed it to basic, whilst trying to get me to upgrade to a edge account which would cost me money most mo... Read more Reviewed on: 25th January 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1265)

Money for notbinf

Since being with Santander 123 current account I have earned over £500 for using my account as I normally would Reviewed on: 13th January 2019

Good account

Nice to get a little back as you can set it up to get cash back on your council rates, gas , water and electricity which amount to more than the charges for the account Reviewed on: 13th January 2019

CURRENT ACCOUNT THAT PAYS

PAYS YOU TO BANK WITH THEM - WIN WIN! Reviewed on: 13th January 2019

Don't get a lot of interest but I think you can still get a railcard if you are a student.

I haven't got a lot to say but I have been with Santander for several years because I opened a student current account with them when I started uni. This has now matured into a graduate current account but I still have quite a long time to pay off my overdraft. I do wish there were more branches so you could pay in cash and cheques easily. You get retailer offers as well so you can get cashback in some shops and the account is free. Reviewed on: 13th January 2019

Great service

Found staff to be really helpful with my recent financial problems. Reviewed on: 13th January 2019

Excellent

Great bank account earn interest on utility bills and also if you keep £20k in you earn good interest on that too Reviewed on: 13th January 2019

Great Account

No problems, good interest rate and cashback. A very competitive current account and would recommend. Reviewed on: 12th January 2019

The friendly, supportive bank

By keeping some of my savings in my current account I get a good interest rate with easy access should the need arise. Branch and online support is excellent too. Reviewed on: 12th January 2019

Great bank

Easy to set up and great online service. Reviewed on: 12th January 2019

Easy account to use

Good customer service, easy account to use, with monthly cash back and interest Reviewed on: 12th January 2019

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