Write a review

Go to business site

Santander: 123 Current Account (discontinued) reviews

View other Santander products

4.17

Based on 1,275 reviews, last reviewed 18th Apr 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

4

Long term Santander Account I have had Santander accounts for over 10 years now and always found them to be of good service. The only downside I have encountered is the telephon... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026

Read all reviews Write a review

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

Help others make smarter decisions by sharing your own experience.

Write a review

Santander 123 Current Account (discontinued) reviews (1275)

Money for notbinf

Since being with Santander 123 current account I have earned over £500 for using my account as I normally would Reviewed on: 13th January 2019

Good account

Nice to get a little back as you can set it up to get cash back on your council rates, gas , water and electricity which amount to more than the charges for the account Reviewed on: 13th January 2019

CURRENT ACCOUNT THAT PAYS

PAYS YOU TO BANK WITH THEM - WIN WIN! Reviewed on: 13th January 2019

Don't get a lot of interest but I think you can still get a railcard if you are a student.

I haven't got a lot to say but I have been with Santander for several years because I opened a student current account with them when I started uni. This has now matured into a graduate current account but I still have quite a long time to pay off my overdraft. I do wish there were more branches so you could pay in cash and cheques easily. You get retailer offers as well so you can get cashback in some shops and the account is free. Reviewed on: 13th January 2019

Great service

Found staff to be really helpful with my recent financial problems. Reviewed on: 13th January 2019

Excellent

Great bank account earn interest on utility bills and also if you keep £20k in you earn good interest on that too Reviewed on: 13th January 2019

Great Account

No problems, good interest rate and cashback. A very competitive current account and would recommend. Reviewed on: 12th January 2019

The friendly, supportive bank

By keeping some of my savings in my current account I get a good interest rate with easy access should the need arise. Branch and online support is excellent too. Reviewed on: 12th January 2019

Great bank

Easy to set up and great online service. Reviewed on: 12th January 2019

Easy account to use

Good customer service, easy account to use, with monthly cash back and interest Reviewed on: 12th January 2019

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Student Current Account
from Nationwide 5.00 from 6 reviews
Student Bank Account
from HSBC 3.23 from 20 reviews
Platinum Current Account
from TSB 3.76 from 21 reviews

Want to see more from Santander?

Life Insurance
from Santander 5.00 from 2 reviews
Choice Current Account
from Santander 4.23 from 22 reviews
Zero Credit Card
from Santander 4.21 from 21 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub