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Santander: 123 Current Account (discontinued) reviews

Name: Santander 123 Current Account (discontinued)
Brand: Santander
Rating: 2.54 (196 reviews)

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4.17

Based on 1,250 reviews, last reviewed 15th Jul 2025

91% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Current Account. Current Account. I have a 123 current account with Santander. It was very easy and quick to open i did it through the app/website. I could easily mana... Read more Reviewed on: 15th July 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1250)

Decent money back

Pretty good account if you have a fair amount of money in your current account, Intrest (Beleive its 1.5%) on all balance up to 20k. The account has a £5 a month fee which is usually covered by the cash back from paying bills and direct debits. Reviewed on: 5th January 2019

Best Current Account

Best account if you have savings Reviewed on: 5th January 2019

Extra money

I pay 5 pounds and on the commission I get back from paying my bills I double it win win all the way . Reviewed on: 4th January 2019

Great Bank account that does what it says on the tin

Great bank with an excellent online app that is easy and efficient. Reviewed on: 4th January 2019

great product

easy to access app. good rewards great customer service! Reviewed on: 2nd January 2019

A good value account

Santander provide good value banking and helpful service. Reviewed on: 2nd January 2019

Helpful Banking

I have found this account great for everyday banking, a debit card for everyday use, paying all my bills by direct debit, whilst earning cashback on the payments, small amounts, but all a saving, and peace of mind that all the bills are paid. Reviewed on: 2nd January 2019

Great current account interest rate

Santander 123 has consistently had a better interest rate with no risk and no locked in commitment compared to its competitors even though it has reduces its interest rate and increased its fee it is still in my opinion the most lucrative current account. Reviewed on: 1st January 2019

Helpful, informative and money saving!

I have a number of products with Santander and have found them to provide excellent service over the years. When the products you are on dont maximise your earnings they will meet with you to improve. The shop cash back is also an added bonus!! Reviewed on: 1st January 2019

The Best

I am very happy with their service and I highly reccomend to everyone. Reviewed on: 31st December 2018

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