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Capital Credit Union: Loans reviews

4.94
Based on 752 reviews, last reviewed 19th Sep 2025
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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97%
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2%
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0%
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1%

Latest highest rating:

5

I love that I can call and not be kept waiting until... I love that I can call and not be kept waiting until a helpful human being is available I am 72 and have limited understanding of dealing with my acco... Read more Reviewed on: 19th September 2025
Shirley H's avatar
Shirley H

Latest lowest rating:

2

No real benefits for a loyalty advance I took out a loyalty advance and basically I am paying you to access my own money. This is not a good idea at the rate you offered and not a help to l... Read more Reviewed on: 14th April 2025
Jim's avatar
Jim

About this product

With a Capital Credit Union loan, members can borrow from £50 up to £35,000.

All members must save at least £15 per month alongside the loan to help build up a nest egg. Capital Credit Union loans come with free loan protection insurance and flexible repayments with terms of up to ten years.

Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Capital Credit Union before, you can also leave a review and share your experience.

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Capital Credit Union Loans reviews (752)

Excellent customer service

5
Excellent customer service to add to my loan. Dealt with very quickly and efficiently. Reviewed on: 14th April 2025

I was struggling a bit of money problems and they so...

5
I was struggling a bit of money problems and they sorted it right out can’t thank them enough Reviewed on: 14th April 2025

Whenever something unexpected happens you can count...

5
Whenever something unexpected happens you can count on Capital credit union Reviewed on: 14th April 2025

Used capital credit union for golf fees.

5
Used capital credit union for golf fees. Excellent quick service and easy to use. They dealt directly with the golf club making it hassle free. Reviewed on: 14th April 2025

Great company

5
The company were so pleasant and helpful. They walked me through everything ste by step and were happy to.a.swer a y questions I had Reviewed on: 14th April 2025

Always speak to friendly helpful staff, process is s...

5
Always speak to friendly helpful staff, process is simple to follow. Loans are reasonable and affordable Reviewed on: 14th April 2025

Easy application for short term loans

5
Easy application process for short term loans online, easy repayment set up over the phone and no charges if paid off early Reviewed on: 14th April 2025

Process of obtaining my loan was quick, easy.

5
Process of obtaining my loan was quick, easy. Everything made simple by following the simple steps on the app with a decision made quickly and communicated quick as well. With money paid into account in the same efficient manner Reviewed on: 14th April 2025

Had a great experience with lots of help

5
Had a great experience with lots of help Reviewed on: 14th April 2025

Good loan rates

5
Got a loan which I really needed, at a very good rate. Reviewed on: 14th April 2025

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