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Capital Credit Union: Loans reviews

4.94
Based on 753 reviews, last reviewed 1st Oct 2025
98% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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97%
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2%
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0%
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0%
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1%

Latest highest rating:

5

I secured a loan with very low interest covered by m... I secured a loan with very low interest covered by my savings I can always speak to someone helpful and I like the ethics of this bank I am 72 and ap... Read more Reviewed on: 1st October 2025
Shirley H's avatar
Shirley H

Latest lowest rating:

2

No real benefits for a loyalty advance I took out a loyalty advance and basically I am paying you to access my own money. This is not a good idea at the rate you offered and not a help to l... Read more Reviewed on: 14th April 2025
Jim's avatar
Jim

About this product

With a Capital Credit Union loan, members can borrow from £50 up to £35,000.

All members must save at least £15 per month alongside the loan to help build up a nest egg. Capital Credit Union loans come with free loan protection insurance and flexible repayments with terms of up to ten years.

Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Capital Credit Union before, you can also leave a review and share your experience.

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Capital Credit Union Loans reviews (753)

Very friendly staff great you can save with all the...

5
Very friendly staff great you can save with all the added interests etc Reviewed on: 14th April 2025

Hi I found it hard to get credit

5
Hi I found it hard to get a loan due to bad credit but they helped me to help me pay of debt and give me some breathing space to sort out the rest off my finance Reviewed on: 14th April 2025

Great experience with the last 3 loans from here it...

5
Great experience with the last 3 loans from here it was helpful as no one else would loan me money due to my history. Reviewed on: 14th April 2025

Just amazing

5
Just amazing great staff and very helpful Reviewed on: 14th April 2025

Excellent customer service.

5
Excellent customer service. Always helpful, hassle free and quick results Reviewed on: 14th April 2025

Excellent services and good response all the time we...

5
Excellent services and good response all the time we need assistance and seek help Reviewed on: 14th April 2025

My experience has been great everytime I call they h...

5
My experience has been great everytime I call they have helped me and been so nice Reviewed on: 14th April 2025

I got a loan from them it was quick and easy to fill...

5
I got a loan from them it was quick and easy to fill in the paperwork and everything was done electronically after it was paid I continued to save then when I needed a loan again they were there to help again Reviewed on: 14th April 2025

Helped out of a tough spot and glad they were around...

5
Helped out of a tough spot and glad they were around when other companies were trying to take advantage of a bad situation and having high interest rates whereas capital are very fair Reviewed on: 14th April 2025

Always had a quick response and team are very helpful

5
Always had a quick response and team are very helpful Reviewed on: 14th April 2025

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