Smart Money People Logo

Central Credit Union: Loans reviews

4.97
Based on 2,601 reviews, last reviewed 26th Mar 2026
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Prompt and efficient Speedy answer on my loan, as i needed to be able to confirm a down payment. Central Credit Union are so efficient and understanding that i would total... Read more Reviewed on: 26th March 2026
Joe Halligan 's avatar
Joe Halligan

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2601)

Review of the Central Credit Union, Loans:

Lovely staff

5
I’ve been with the credit union many years nothing is ever too much always there to help staff have always been very friendly! Walton road are the best Reviewed on: 26th June 2020

They have always looked after me thank you

5
They have always looked after me thank you Reviewed on: 22nd July 2025

Got children in seniors and in preschool

5
With having two children in seniors and one in preschool, school uniforms are so expensive so this helps me so to be able to get all uniforms shoes and bags and essentials in for September Reviewed on: 22nd July 2025

The process is simple to apply for loans and ensurin...

5
The process is simple to apply for loans and ensuring that people are able to afford the repayments at great rates. Staff are quick to answer queries over the phone and email. Reviewed on: 22nd July 2025

Quick and easy process .

5
Quick and easy process . Staff are always very helpful and always go above and beyond Reviewed on: 21st July 2025

Staff always happy to help.

5
Staff always happy to help. Always friendly and professional. Reviewed on: 21st July 2025

Wonderful staff!

5
Excellent staff! The best thing financially I’ve ever done was to join this credit union! Fantastic! Amazing! Reviewed on: 21st July 2025

Good answer and on time and friendly staff

5
Good answer and on time and friendly staff Reviewed on: 18th July 2025

Polite and helpful staff.

5
Polite and helpful staff. Very understanding Reviewed on: 18th July 2025

Staff are always polite and non judgemental

5
Staff are always polite and non judgemental Reviewed on: 17th July 2025

Smooth process and great customer service

5
The application was quick to complete, approximately two weeks later I got a call advising how much I could borrow and how much it would cost per month. I had the loan agreements sent to my email within half an hour and now just waiting for pay out. The whole process has been smooth and Paula was lovely thank you Paula Reviewed on: 17th July 2025

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Central Credit Union?

    View all products