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Central Credit Union: Loans reviews

4.96
Based on 2,599 reviews, last reviewed 16th Dec 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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98%
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2%
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Latest highest rating:

5

Bern with credit union for over 18 years now always... Bern with credit union for over 18 years now always been a great help. Reviewed on: 16th December 2025
Lynn McDonough 's avatar
Lynn McDonough

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2599)

Review of the Central Credit Union, Loans:

fantastic experience with Central Credit Union.

5
I have had a fantastic experience with Central Credit Union. From the moment I joined, the customer service has been exceptional, friendly, professional, and always willing to help. The staff take the time to explain financial products clearly, ensuring members make informed decisions. Their savings and loan options are far more flexible and affordable than those of high street banks, with fair interest rates and manageable repayment terms. I particularly appreciate their commitment to financial inclusion, supporting individuals who may otherwise struggle to access traditional banking services. The online banking system is straightforward and user-friendly, making it easy to manage my account on the go. I also value the credit union’s ethical approach to finance, reinvesting in the local community rather than prioritising profit. Overall, I highly recommend Central Credit Union to anyone looking for a trustworthy and community-focused financial institution. Reviewed on: 24th March 2025

Game changing!

5
It’s been a game changer , I’ve a much healthier relationship with money and am now looking forward to saving up for things I never thought was possible. Reviewed on: 17th July 2025

Really helpful and efficient

5
Really good and simple, the staff are all really nice and friendly too Reviewed on: 17th July 2025

Really polite and friendly service

5
Really polite and friendly service Reviewed on: 16th July 2025

Always been easy to apply for my loans and easy to g...

5
Always been easy to apply for my loans and easy to get advice when needed Reviewed on: 16th July 2025

fantastic n easy

5
fab quick n so easy , friendly staff explain everything when needed Reviewed on: 16th July 2025

Satisfied with service provided by helpful friendly...

5
Satisfied with service provided by helpful friendly staff in a timely manner Reviewed on: 16th July 2025

Always helpful fast acting and very polite and profe...

5
Always helpful fast acting and very polite and professional Reviewed on: 16th July 2025

great cominicsyion n fast st what they do

5
great cominicsyion n fast st what they do Reviewed on: 16th July 2025

I have been with the credit union for over ten years...

5
I have been with the credit union for over ten years, they have helped me so much, as a single mum with 3 kids they have really helped me over the years, I would really really recommend being with the credit union for yourself and also your kids future. Reviewed on: 16th July 2025

Staff go above and beyond to help there customers I...

5
Staff go above and beyond to help there customers I have already recommended a couple of my friends an family members which they’ve have no problems with getting there loans appreciate there value for being the best loan for our community much appreciated I highly recommend to everyone. Thank you central credit union. Reviewed on: 16th July 2025

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