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Central Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (3239 reviews)

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4.94

Based on 3,209 reviews, last reviewed 25th Jun 2026

29500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Lovely team Lovely team to speak to all of my questions were answered and dealt with in a timely manner. The team were also very professional during my phone call... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

My lucky Budda. I will say Budda. Natalie has been my Budda twice. She is my lucky Budda, when you can't get help and exhausted trying with money, she comes along a... Read more Reviewed on: 18th June 2026

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About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Awards

Best credit union loan provider 2025

Awarded to the credit union rated highest in customer reviews for loans.

Central Credit Union Loans reviews (3239)

Review of the Central Credit Union, Loans:

Lovely staff

I’ve been with the credit union many years nothing is ever too much always there to help staff have always been very friendly! Walton road are the best Reviewed on: 26th June 2020

Always friendly and helpful,easy to contact by phone...

Always friendly and helpful,easy to contact by phone or online without waiting in endless queues Reviewed on: 27th March 2025

fantastic experience with Central Credit Union.

I have had a fantastic experience with Central Credit Union. From the moment I joined, the customer service has been exceptional, friendly, professional, and always willing to help. The staff take the time to explain financial products clearly, ensuring members make informed decisions. Their savings and loan options are far more flexible and affordable than those of high street banks, with fair interest rates and manageable repayment terms. I particularly appreciate their commitment to financial inclusion, supporting individuals who may otherwise struggle to access traditional banking services. The online banking system is straightforward and user-friendly, making it easy to manage my account on the go. I also value the credit union’s ethical approach to finance, reinvesting in the local community rather than prioritising profit. Overall, I highly recommend Central Credit Union to anyone looking for a trustworthy and community-focused financial institution. Reviewed on: 24th March 2025

Great service great customer service am not good on...

Great service great customer service am not good on computer but I was shown what to do by lovely staff nothing is a problem Reviewed on: 24th March 2025

Great loan service

Great loan service with clear repayment schedule. Very helpful staff. Reviewed on: 21st March 2025

I have been with credit union for 20 years they have...

I have been with credit union for 20 years they have always gave great service, I initially opened my credit union as a way to save for my daughter's birthdays and Christmas's and I never had to worrie leading up to these times because I knew I could count on the credit union. I now do the same for my son's. It has also been a lifesaver in times of emergency as well. All the staff I have dealt with are wonderful the customer service is excellent. I would recommend the credit union to everyone, especially if you have a low income it really helps with difficult financial times without suffering more debt. Reviewed on: 17th March 2025

Loans and savings

They are brilliant and fast at sending out loans and a great savings company. Reviewed on: 17th March 2025

Great affordable plans

I wasn't able to get a loan with low interest until I was told out central credit union. I have been able to get an affordable payment plan and also hold savings. Reviewed on: 13th March 2025

Excellent Service Delivery

Swift and excellent service delivery Reviewed on: 13th March 2025

Staff are always friendly, they explain everything t...

Staff are always friendly, they explain everything thoroughly and easily. They respond quickly to any questions and are really helpful. Reviewed on: 12th March 2025

This provides unexpected expenses and provides to save

This provides unexpected expenses and provides to save Reviewed on: 11th March 2025

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