Write a review

Go to business site

Central Credit Union: Loans reviews

Name: Loans
Rating: 4.97 (2601 reviews)

View other Central Credit Union products

4.97

Based on 2,601 reviews, last reviewed 26th Mar 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Prompt and efficient Speedy answer on my loan, as i needed to be able to confirm a down payment. Central Credit Union are so efficient and understanding that i would total... Read more Reviewed on: 26th March 2026

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025

Read all reviews See your review

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Awards

Best credit union loan provider 2025

Awarded to the credit union rated highest in customer reviews for loans.

Central Credit Union Loans reviews (2601)

Review of the Central Credit Union, Loans:

Lovely staff

I’ve been with the credit union many years nothing is ever too much always there to help staff have always been very friendly! Walton road are the best Reviewed on: 26th June 2020

Very quick to reply, and never had any problems

Very quick to reply, and never had any problems Reviewed on: 16th June 2025

Helped me for approx 30years as a single mum

Been in the credit union for approximately 30years & it's helped me raise my 2 children as a single mum, would of been lost without it. Reviewed on: 16th June 2025

They are always trying to help they are quick and ef...

They are always trying to help they are quick and efficient. Fabulous customer service Reviewed on: 16th June 2025

Very helpful all staff are lovely

Very helpful all staff are lovely Reviewed on: 16th June 2025

Always very helpful and extremely friendly

Always very helpful and extremely friendly Reviewed on: 16th June 2025

i save as much as i can, i get loans to help with xm...

i save as much as i can, i get loans to help with xmas, bdays, and kids uniforms it’s an amazing way to be able to afford everything your kids want/need! Reviewed on: 16th June 2025

Friendly staff,always answering my queries promptly.

Friendly staff,always answering my queries promptly. I’d recommend to everyone Reviewed on: 16th June 2025

Affordable payments with saving accessible at close...

Affordable payments with saving accessible at close of loan Reviewed on: 16th June 2025

Never had an issue and if I did it's been resolved q...

Never had an issue and if I did it's been resolved quickly and efficiently Reviewed on: 16th June 2025

Great staff loans done within affordable limits

Great staff loans done within affordable limits Reviewed on: 16th June 2025

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short term credit (discontinued)
from Nextcredit (inactive company) 4.56 from 207 reviews
Personal Loans
from Smart Money Cymru Community Bank 4.45 from 36 reviews
Personal Loan
from 1st Class Credit Union 5.00 from 22 reviews

Want to see more from Central Credit Union?

Savings
from Central Credit Union 4.97 from 413 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub