Write a review

Go to business site

Central Credit Union: Loans reviews

Name: Loans
Rating: 4.97 (2653 reviews)

View other Central Credit Union products

4.97

Based on 2,653 reviews, last reviewed 18th Apr 2026

2600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I have always been told about CCU but never applied... I have always been told about CCU but never applied to be part of it until now. I found the whole process to be easy to complete with great customer s... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025

Read all reviews See your review

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Awards

Best credit union loan provider 2025

Awarded to the credit union rated highest in customer reviews for loans.

Central Credit Union Loans reviews (2653)

Review of the Central Credit Union, Loans:

Lovely staff

I’ve been with the credit union many years nothing is ever too much always there to help staff have always been very friendly! Walton road are the best Reviewed on: 26th June 2020

I’ve had a fantastic experience with Central Liverpo...

I’ve had a fantastic experience with Central Liverpool Credit Union. From the moment I joined, I felt like more than just a number. The staff are friendly, knowledgeable, and always willing to help—whether it’s setting up a savings account, applying for a loan, or just answering questions. What I really appreciate is their commitment to the local community and to ethical banking. Unlike high street banks, they genuinely care about supporting members and promoting financial wellbeing. The loan rates are fair, savings options are flexible, and the process is always transparent. It’s a refreshing change to deal with a financial organisation that puts people before profit. Highly recommend to anyone in the Liverpool area looking for a trustworthy, community-focused financial service! Reviewed on: 20th May 2025

Fantastic

Always on time and great communication Reviewed on: 20th May 2025

Great all round

Amazingly handled call, great customer service. Reviewed on: 20th May 2025

Great experience quick and helpful

Great experience quick and helpful Reviewed on: 20th May 2025

Loans for holidays

I've been a member for years now and I'm able to take my family on holiday because I get loans from credit union as a single parent family it's a great help for me Reviewed on: 20th May 2025

Really helpful every time I use them great with ther...

Really helpful every time I use them great with there customers Reviewed on: 20th May 2025

Always very helpful and good advice.

Always very helpful and good advice. I have previously had loans and now save with central credit union. Reviewed on: 20th May 2025

Great service and good customer service

Great service great customer service Reviewed on: 20th May 2025

Great helpful service nice polite staff

Great helpful service nice polite staff Reviewed on: 20th May 2025

Was very lovely and kind and friendly

Was very lovely and kind and friendly Reviewed on: 20th May 2025

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Drafty 4.69 from 215 reviews
Payday Loan
from Cash Converters 4.14 from 6 reviews
Equity Crowdfunding (discontinued)
from Fireflock (inactive company) 0.00 from 0 reviews

Want to see more from Central Credit Union?

Savings
from Central Credit Union 4.97 from 434 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub