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Central Credit Union: Savings reviews

Name: Savings
Rating: 4.95 (136 reviews)

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4.95

Based on 136 reviews, last reviewed 16th Apr 2025

40% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

3 star

2 star

Latest highest rating:

5

Excellent fixed term offers Always explain the best savings products for me and I love the offer on fixed term deposits Reviewed on: 16th April 2025

Latest lowest rating:

1

The website is terrible, the ability to access your... The website is terrible, the ability to access your savings is non existent being unable to access the app Reviewed on: 17th April 2024

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About this product

Central Credit Union provide three different types of saving accounts.

The Regular is an instant access account paying an annual dividend (a share of Central Credit Union’s profits). Or there's the Fixed Term Deposit account and the Christmas saving account.

Central Credit Union’s savings reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Savings reviews (136)

Review of the Central Credit Union, Savings:

Very helpful service, peace of mind knowing my savin...

Very helpful service, peace of mind knowing my savings are looked after. Reviewed on: 2nd July 2024

Financial education

Before I became a member I couldn't save 2 pennies. Reviewed on: 1st August 2024

Betterment

They helped me to get Into a habit of saving, encouraging me to only go for things I need and not just because I want them. A valuable lesson learned by me. Reviewed on: 29th July 2024

Best choice I have ever made.

Brilliant service, the staff made me so welcome that I felt like I was part of their family. I've never been able to save money in my life but with the help of central credit union I now have enough to apply for a xmas loan and my kids will have a better xmas than before. Thank you Central Credit Union you are a lifesaver, the staff are exceptionally helpful and friendly. Reviewed on: 23rd July 2024

Top team.

Easy company to deal with your finances, friendly advice, easy to contact. Good communication skills. Reviewed on: 28th June 2024

Saver for over 10 years

I have saved with them for over 10 years. Staff always very helpful and friendly. I can no longer get to a branch due to work hours so do all my transactions on line or by email, staff are always quick to respond to any requests. Reviewed on: 19th June 2024

Easy to access and understand the process

Easy to access and understand the process Reviewed on: 18th June 2024

Can not fault them always happy to help me understan...

Can not fault them always happy to help me understand the ins n out when I don't und3rstand Reviewed on: 18th June 2024

Holiday Funds

Been saving with credit union for years helps me to save for holidays or house renovation always got money for a rainy day Reviewed on: 18th June 2024

Great people who work here.

Great people who work here. Always friendly and helpful. Reviewed on: 18th June 2024

I couldn't be happier with my decision to join CCU

I couldn't be happier with my decision to join Central Credit Union. Their savings options have transformed my financial habits and given me peace of mind for the future. Central Credit Union offers a variety of savings accounts to meet different needs. The usual share account is perfect for everyday savings, but what stands out are the specialised accounts they offer. The Christmas Savings Account is a fantastic option for anyone saving for the holiday season. They encourage members not to withdraw money until October each year, making it easier to avoid the temptation of dipping into your savings early. This has helped me manage my holiday spending without stress. Another incredible option is the Fixed Term Deposit account, which currently offers an impressive 5% return on your savings. This competitive rate has made my money work harder for me, and it's an excellent choice for anyone looking to grow their savings over time. What truly sets Central Credit Union apart is their free life and loan insurance. Knowing that my next of kin could receive up to twice what I have in savings if something happens to me provides an unmatched sense of security. It's comforting to know that my efforts to save will leave a legacy for my loved ones when I go to the great beyond. Before joining Central Credit Union, saving money was a constant struggle. Now, with their supportive savings structures and the added benefit of being able to borrow against my savings, I've found a sustainable way to manage my finances. I no longer want to withdraw my savings because I know the value of leaving them untouched for future benefits. Central Credit Union has genuinely changed my financial outlook. Their savings accounts and excellent insurance benefits have given me the tools and confidence to build a secure financial future. I highly recommend them to anyone looking to improve their savings habits and provide for their loved ones. Reviewed on: 18th June 2024

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