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Chase Bank: Current account reviews

Name: Current account
Rating: 4.86 (49015 reviews)

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4.86

Based on 49,015 reviews, last reviewed 20th Aug 2026

75% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Works well, easy to use app Overall works well, easy to use app, the cash back used to be good, but too hard to get these days Reviewed on: 20th August 2026

Latest lowest rating:

1

Pick a different bank. Initially, Chase were fine. After my account had been running normally for some time, they asked for information which I found intrusive, and told me... Read more Reviewed on: 16th April 2026

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About this product

Chase is an award-winning current account provider.

The Chase current account offers 1% cashback for your first 12 months as a new customer. You can get answers to your questions 24/7 through the app where you’ll be instantly verified and fast-tracked through security.

Chase current account reviews help you find out what it’s like to be a customer. If you’ve used Chase before, you can also leave a review and share your experience.

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Awards

Best current account provider 2025

Awarded to the current account provider rated highest in UK customer reviews.

Chase Bank Current account reviews (49015)

I only use Chase Bank now when I travel - no need fo...

I only use Chase Bank now when I travel - no need for complex currency conversion just pay knowing I am getting the best possible rate and up to 1% back on my spend. And 1% on my current account cash too. Reviewed on: 15th February 2024

Current account that rewards you

Chase's current account is free to open and gives you 1% cashback on purchases as long as you deposit £500 per month. This is better than most banks as they charge monthly fees and vary cashback based on your purchases. Only downside is that after the first year this is capped at £15 per month so good for everyday spending but not ideal if you plan on making big purchases. Level of security is higher than most banks I've used, contactless requires you to put pin in every 10 taps. Customer service can be contacted easily through the app chat link. Staff have always been helpful and responsive to queries. Reviewed on: 15th February 2024

Chase is the most friendly bank I’ve ever had brilli...

Chase is the most friendly bank I’ve ever had brilliant service and quick action if required Reviewed on: 15th February 2024

Excellent account, very easy to use. 1% cashback on...

Excellent account, very easy to use, 1% cashback on card spending, and option to round up spending to the next pound, and pay into a round-up savings account at 5% interest, gives me a nice £300+ "surprise" once a year! Customer service is excellent, quick and helpful. Reviewed on: 15th February 2024

app is super easy to set up and easy to use, great f...

app is super easy to set up and easy to use, great functionality - separate pots, great rates that change quickly when base rate changes, great rates on fx/foreign spend, rounding up on current account spend, integration with Nutmeg for ISA and other savings at good rates is tremendous. Reviewed on: 15th February 2024

Number 1 for me

Everything is perfect and the cash back is amazing Reviewed on: 15th February 2024

Rewarding, modern Banking

It's been quite a while since I spotted the Chase ad on the Tube and trusting the Brand I checked the website out. The current account offer was great with the 1% cashback as was the Savings account. It was a no-brainer to proceed with both. Comprehensive security is built-in the excellent app and there is outstanding Customer Service via Chat or Call, if needed (rarely if at all as the app is extremely well designed). This is how Banking should be! Reviewed on: 15th February 2024

The service is good.

The service is good. And the reward is incredible Reviewed on: 15th February 2024

Not a bad word to say always helpful

Not a bad word to say always helpful Reviewed on: 15th February 2024

10/10 banking experience

The application process was really easy, the amount I was informed throughout the process was just enough, not bombarded with communications, but not left guessing what’s happening. every time I have had a question, the chase staff have responded in a timely manner. The interest rates and cash back offer is unbeatable! Who doesn’t want automatic cash back every month? Reviewed on: 15th February 2024

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