Smart Money People Logo

Chase Bank: Current account reviews

4.94
Based on 48,988 reviews, last reviewed 21st Apr 2026
452100% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Recommended by my brother to move all my money into... Recommended by my brother to move all my money into when I sold my house in 2024 to get the best return on my money at the time. Everything was so st... Read more Reviewed on: 21st April 2026
retaw2266@gmail.com's avatar
[email protected]

Latest lowest rating:

1

Pick a different bank. Initially, Chase were fine. After my account had been running normally for some time, they asked for information which I found intrusive, and told me... Read more Reviewed on: 16th April 2026
Net's avatar
Net

About this product

Chase is an award-winning current account provider.

The Chase current account offers 1% cashback for your first 12 months as a new customer. You can get answers to your questions 24/7 through the app where you’ll be instantly verified and fast-tracked through security.

Chase current account reviews help you find out what it’s like to be a customer. If you’ve used Chase before, you can also leave a review and share your experience.

Chase Bank Current account reviews (48988)

Review of the Chase Bank, Current account:

Great app and easy to manage money.

5
Great app and easy to manage money. Also links to saving account with great interest rate Reviewed on: 12th April 2024

Terrible support

1
Terrible support from Chase. Had to deal with 3 reps in the past 2 days and their repeated robotic responses are so annoying Reviewed on: 22nd April 2025

Easy to open an account, fast transaction and cool

5
Easy to open an account, fast transaction and cool Reviewed on: 21st April 2025

Excellent costumer service

5
Amazing experience I had with chase bank Reviewed on: 21st April 2025

Best customer service ever

5
Best customer service ever, wonderful banking experience Reviewed on: 21st April 2025

App is simple to use.

5
App is simple to use. I like the rounding up when I spend and that I am informed promptly when I make a transaction. I used the card confidently on holiday. Communication is good and is polite so that I feel valued unlike communication with my previous bank which was difficult to achieve. I wish I had discovered Chase earlier. Reviewed on: 21st April 2025

Great Experiences

5
I've been using the Chase UK bank account for several months now, and it’s easily one of the best digital banking experiences I've had. From the start, the sign-up process was quick and straightforward — all done through the app with clear instructions and instant updates. One of the standout features is the 1% cashback on everyday debit card spending, which adds up nicely over time. It's a simple reward that makes a real difference, especially since it applies to most purchases. On top of that, the 5% interest on round-ups is a clever way to save without even thinking about it — great for building a rainy day fund. The app itself is sleek, user-friendly, and intuitive. It offers real-time notifications, detailed spending insights, and easy-to-use budgeting tools. Moving money between accounts or setting up standing orders is a breeze. Another big plus is the 24/7 customer support. Whenever I’ve had a question, I’ve received quick and helpful responses via in-app chat. Security also seems to be a top priority — the app uses biometric login and gives you control over your card (you can freeze/unfreeze it instantly, which is great peace of mind). Overall, Chase UK combines modern features, smart saving tools, and real value for money. It’s a brilliant option whether you’re looking for a main bank account or a secondary one for spending and saving. Reviewed on: 21st April 2025

Easy to use

5
Easy to set up account and Easy to use app, Reviewed on: 21st April 2025

Chase banking is very good for using everyday transa...

5
Chase banking is very good for using everyday transactions and saving accounts is very beneficial and profitable for the customers. Reviewed on: 21st April 2025

Great product when it launched, not so good now

3
This was a great product when it started because the debit card gave 1% cashback on the vast majority of spending, but recently they restricted the cashback to supermarkets, fuel, and travel, so this is a serious loss. Reviewed on: 21st April 2025

Choose Chase

5
Easy to operate .I am not very good at online banking but have found my experience thus far very easy Reviewed on: 21st April 2025

Do you have a different Chase Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chase Bank?

  • Chase Protect

    from Chase Bank 4.98 from 49 reviews
    Chase Bank
  • Credit card

    from Chase Bank 4.94 from 379 reviews
    Chase Bank
  • Savings

    from Chase Bank 4.94 from 23016 reviews
    Chase Bank
    View all products