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Chip: Savings App reviews

4.93
Based on 14,561 reviews, last reviewed 19th Jan 2025
233% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

They have a good range of savings accounts with grea... They have a good range of savings accounts with great interest! Better than any big bank that I've seen and with less hassle. So glad I signed up to t... Read more Reviewed on: 19th January 2025
Andrew S's avatar
Andrew S

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024
Grumpy Old Mark's avatar
Grumpy Old Mark

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14561)

Review of the Chip, Savings App:

Good interest

5
Highest easy access and quick to move with base rate increases Reviewed on: 30th March 2023

They have a good range of savings accounts with grea...

5
They have a good range of savings accounts with great interest! Better than any big bank that I've seen and with less hassle. So glad I signed up to this service! Reviewed on: 19th January 2025

Great App, innovative features

5
Very reliable easy to use App. Market leading interest rates and great investment platform. Reviewed on: 19th January 2025

Speedy transfers, easy access to savings, I like th...

5
Speedy transfers, easy access to savings, I like the prize savings account as a fun way to save Reviewed on: 19th January 2025

Flexibilty and ease of use.

5
Flexibilty and ease of use. Regularly informed of any changes and sensible suggestions without being bombarded. Reviewed on: 18th January 2025

Amazing app with great features.

5
Amazing app with great features. I’ve been using the Chip app, and it’s been a game-changer for managing my savings. The automated saving feature is brilliant—it quietly analyzes my spending and puts away small amounts without me even noticing. It’s like saving on autopilot. The app also makes it easy to set goals, whether it’s for a holiday, an emergency fund, or just general savings. The interest rates are competitive, and there’s even an option to invest if you’re feeling ambitious. The interface is clean and super intuitive, so managing everything feels effortless. For anyone who struggles to save or just wants to make the process smoother, I’d definitely recommend Chip. It’s taken a lot of the stress out of saving for Reviewed on: 18th January 2025

I’ve been with chip from the very beginning.

5
I’ve been with chip from the very beginning. I’ve saved I’ve spent I’ve saved again.also invested with chip.customer service has always been fast and excellent Reviewed on: 18th January 2025

What an incredibly easy efficient and effortless way...

5
What an incredibly easy efficient and effortless way to save. I’ve learnt to adjust my speed ending and saving and to invest Holidays and large purchases are now a joy to save for rather than an ordeal Reviewed on: 18th January 2025

It’s been a great app to help build my wealth

5
It’s been a great app to help build my wealth Reviewed on: 17th January 2025

After over 50 years of vanking

5
After over 50 years of banking Chip is the only bank that actively encourages me to save Reviewed on: 17th January 2025

More than just a savings account with a good rate

5
I have used CHIP for many years as a savings account. The autosave feature is great, but what really has made the difference is that their interest rates is so much more competitive than the traditional banks. While the difference looks small, it is the compounding over time that has made it so worthwhile. The app is really easy to use, and the FSCS protection is reasuring. Now that they offer investment products as well I have been able to move beyond having a rainyday fund and savings for holidays to being able to invest for my long term future. Reviewed on: 17th January 2025