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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Seemless savings

I wanted a service that would allow me to save a few pounds without the hassle of wondering when, how much, where to... Done, thanks Chip! Reviewed on: 26th March 2021

So easy, great for people who struggle to save!

Really easy to use and just does its thing! I’m 34 and never saved a penny in my life until chip, now I have saved over £500 without even realising it. Love it!! Reviewed on: 26th March 2021

Very Convenient

I find this is the best and convenient way to save. As I’m disabled you can deposit a few pennies or pounds at a click of a button. You have goals to aim for which is a fantastic idea. I had an issue with changing banks and your online chats assisted me quickly and efficiently. Also when you request a withdrawal it was available instantly. Works perfect for me. Reviewed on: 26th March 2021

Savings wunderkind

Bar-none the best savings provider in the UK. Reviewed on: 26th March 2021

Easy to use and great rate for balances.

Super easy to sue app, my teenage sons love it, flexible for micro saves, and great interest in balances. Changing the world pounds at a time is the way to forge new habits. Reviewed on: 26th March 2021

Easy to Save Money

Love how easy the Chip app is to save money that I didn't know I had. Would highly recommend Reviewed on: 26th March 2021

Great Savings App

I love the ease of the app, simple savings, easy access AND fab customer service. What more would I need. Reviewed on: 26th March 2021

A brilliant and easy way to save money

Chip has been so useful in analysing my spending and putting away how much I want to save Reviewed on: 26th March 2021

Easy way to save without even noticing

Since joining chip, I have saved over £10, 000 vs hardly noticed it leaving my account. It has helped me pay for a wedding, clear my credit card and and now is helping me save for a house. It has a higher interest rate than my local bank, so is now my main savings account. Getting help is so easy and my queries are always promptly answered and I never have to repeat myself. A brilliant app which really has helped change my life Reviewed on: 26th March 2021

I've taken control of my money again!

I started using Chip when I was pregnant with my daughter. I'm a single mum so I knew I needed to get some money together for prams, car seats, all the fun stuff, and needed a way to stop spending every last penny of my wages, so I signed up to Chip. The control it has given me is incredible. Having small amounts of money move in to my savings automatically, and having a dedicated account that I can deposit money in to manually has given me so much confidence in my ability to save money. I would recommend Chip to every man, woman, and their dog! Reviewed on: 26th March 2021

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